Jennifer Higgerson

Branch Manager, Producing
NMLS # 391776
State Lic CO #100034536
2016210_jennifer_higgerson_DSC_0264 (3)

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page

Nice people

—Miguel Flores Espinoza

I had the "Dream Team" Jennifer, Jenny, all of them far exceeded my expectations and really cared that I understood what was going on and explained every new doc so well that I never had a "What is this for" moment.

—Timothy Wheatley

Was a good experience, the people I worked with were very knowledgeable and friendly.

—Jared Haberkorn

People were very helpful and timely throughout the entire process.

—Bob Bennett

Jennifer, Suzanne and Kristen are the best!

—Lisa Whittle

My husband and I worked with Jennifer Higgerson and her team at Academy Mortgage. We've been so blessed to have someone we know is on our side and was available to review our options with us and understood our goals and helped us get a loan that suited our needs. She and her team including Jenny and Suzanne did so much work upfront to ensure that it would be a smooth process. Because of this - we were never concerned about our loan - we knew they were keeping a close eye on the details for us!

—Amanda Hicks

I worked with Jennifer Higgerson, Jenny Stein, and there may have been one or two others, but to a person, including the person at the front desk in the office, everyone was very helpful, professional, polite, pleasant. It was a very 'painless' experience, quite pleasant actually. Thank you!

—Joanne Cech

Everything was quick and professional and on time.

—Joshua Buck

Everyone very responsive and helpful. Loan option very clear.

—Michael Wright

Jennifer was very helpful and was able to get us approved where another lender couldn't, she was very nice to work with and took the stress out of the mortgage process for my wife and I

—Amzie Lambright

Excellent transaction. The whole crew was very helpful, knowledgable, and professional.

—Michael Stephenson

The whole Academy team were so professional and helpful. Jennifer and Jenny took such good care of us through the entire process. That made a normally stressful time into an experience that was comfortable and pleasant. Thank you to the entire Academy Mortgage Team!

—Michael Strege

—Michael Iberl

We worked with Jennifer and Jenny throughout our loan process. They were both absolutely wonderful and communicated with us at every step of the process. There is nothing more you can ask for from a mortgage lender. We will use them for all future real estate lending!

—Michael Agnew

From the beginning to the end of our loan process, my wife and I felt comfortable and taken care of by Jennifer and her wonderful staff.

—Andrew Duke

I worked with many people there but off the top of my head, I can think of Susan and Jennifer. Every single person I have ever dealt with there has been professional, helpful, knowledgeable and kind. We appreciate you all so much.

—Joseph Beckler

Jennifer and Suzanne were my primary contacts and they always made time to answer my questions and inform me of the process. They were both supportive and I really felt like they were going to bat for me!

—Melissa Walker

I work with Jennifer and her team EVERY transaction I can. They even handled my own mortgage and mortgages for two of my sons. They are wonderful!

—Lori Juszak

The Professionals at Academy Fort Collins made First Timers like us feel at ease in obtaining our loan!

—David Szanto

Everyone was extremely helpful and the process was very smooth!

—Kelly Agnew

Everyone was extremely helpful and creative to make the process happen! Especially Jenny and Jennifer. Thank you!!

—Elizabeth Large

Academy made this process very easy and pleasant.

—Danielle Vazquez

I would say that Academy Mortgage stands alone in their unique brand of combining family and friendship with an amazing ability to symultaneously take a couple by the hand to lead them through a difficult process. They are honest, caring and literally take you through the process letting you know every step of the way what is needed, why and how to do it. I highly recommend Manager Jen Higgersoan and her family of caring professionals. Joel Ehrlich

—Joel Ehrlich

Academy was fantastic to work with — Jennifer Higgerson did a great job and was super available to us as we went through the entire loan process, including a last minute change in the loan. Jenny Stein was also very helpful, kind and punctual in navigating and collecting all the information required. A great team!

—Justin Anderson

Jennifer and her team at Academy Mortgage did an amazing job. This the first house that my wife and I ever purchased and Jennifer did a great job at walking us through the process, she was great at answering questions and did a good job at keeping things easy to understand. I would highly recommend her to anybody looking to buy a property!

—Matthew Rasmus

All of the people I encountered at Academy were cordial, polite, and efficient. I must mention my loan officer, Jennifer Higgerson, and her assistant, Suzanne Cronin, as especially committed and helpful employees.

—Carl Burgchardt

Fantastic service! Professional, courteous and always looking to get us the best deal. This is my second transaction with Academy and I recommend them to my friends!

—Justin Anderson