Jim Wilson

Senior Mortgage Lender
NMLS # 404690
State Lic UT #5818806

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage

Jim Wilson was easy to communicate with. Worked with my schedule perfectly and answered anything I needed to know.

—Jacob Roper

Jim Wilson couldn't have been more helpful. We communicated to him that we'd like to try to close early and he worked extra over a holiday weekend to make sure that all was going well.

—Seth Hilton

I am very, very pleased with the work Jim and his team did to get my mortgage done. I have rated 5/5 and 10/10 to reflect this. There were a few very minor issues with the process that seemed to be more related to everyone getting used to the new process and forms, etc. implemented by the feds this year and I just can't hold that against anyone who worked with me. We went from contract to close in 37 days which is very fast and I am so happy with my new home. Thanks again. Jim Wilson and Academy mortgage have my highest recommendation.

—Bill Farmer

Jim Wilson was amazing. He went above and beyond, was always professional and answered all of our questions. I will never use anyone but Jim in the future.

—Brian Brady

Loan went really smooth! Jim Wilson does an excellent job every time! Client was very pleased with Jim and I as a team.

—Corey Hadley

I searched for a highly rated loan officer and Jim's name came highly recommended. My situation was a bit unique, but Jim was so helpful from beginning to end.

—Lesa VanAlfen

Jim Wilson is the best!!

—Chet Child

Jim Wilson provided amazing service to earn my business. While I was shopping for a home loan, he earned my business through his knowledge, responsiveness and ability to provide a superior product. I would recommend him to anyone searching for a home loan in Utah.

—Jonathon Montgomery

Mr. Wilson helped to make buying this house a very excellent experience in every way. At one time we were quite upset with a letter from Academy Mortgage regarding information that we had already give to Mr. Wilson. We were very stressed out at the time, but Mr. Wilson was calm, cool and collected with us and helped to make an unfortunate situation a very understandable one for us. He is to be commended for his kindness and expertise. Please let him know about our response to all of the questions. Thank you.

—Ken and Nora Hughes

As close to perfect as it could be when buying a home. Everything was spot on and exceeded our needs.

—Ryan Breitkreutz

Jim Wilson is GREAT! He did his best to put our minds at ease and was extremely thorough and mindful of our needs and situation. We had an absolutely miserable experience with Academy a couple years ago, but because of Jim will now use Academy again in the future.

—Beth and Golden Sill