Joanne O'Keefe

Senior Loan Officer
NMLS # 38342
State Lic MA #MLO38342, NH #NH38342
201783_joanne_okeefe_jo pic

I have been a Mortgage Banking professional for over 20 years and I have a very loyal customer base who continually come back to me to refinance, purchase other homes or refer their friends, family and co-workers. They know they can always count on my assistance even after their mortgage loan closing.

The mortgage industry is constantly changing and it’s important to work with someone who can guide you through the financing process with experience and integrity. I provide my clients with advice they can trust, whether they are First time buyers who want to be educated about the mortgage process or helping them find the best financing options and rates for their unique Real Estate transactions.

I specialize in: jumbo and conventional financing, free pre-approvals, first time Home-buyer counseling, FHA lending, Mass Housing purchase and refinance loans, and construction and bridge loan financing.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage

This was the third time I've worked with Joanne. I will most definitely recommend her to my future clients. I've been working with another bank for years and Joanne continues to impress me with the quality service she provides.

—John Silva

I worked closely with Joanne O'keefe over a period of almost a year as I was looking to purchase my first home. She was beyond helpful, patient, knowledgeable with sharing the process for a new buyer. I also changed locations of where I was looking multiple times and she helped me find realtors in the area. She also was very quick to reply to me when I needed advice or a pre-approval on a bid on a house and though I lost out on many homes she kept me hopeful in that I would find something; which I did in the Summer of 2017. Overall, it was a pleasant experience given how hectic the market and home buying process is. I would highly recommend her and have shared her details with friends and coworkers and happy to speak to anyone about her and Academy services.

—Maureen Demer