Welcome! I'm Joe Garcia. There are several reasons why I hope you will consider me for your mortgage lending needs:I thoroughly enjoy helping people realize the dream of homeownership. There is nothing more fulfilling than watching the happiness of families and first-time homebuyers as they secure a new home. This desire to help people get into homes led me to this career and keeps me excited to go to work every day.I realize the benefits of homeownership in our community. I was born in Florida and as a teen raised in Hidalgo County. I currently reside in Mission Texas and South Padre Island Texas where I live with my wife. I have worked in the Maquiladora industry for most of my career and have a great understanding of the area and local culture. Bringing homeownership to my neighbors and friends solidifies our communities and revitalizes our neighborhoods.I know this business. I hold a Real Estate License in the state of Texas which allows me to understand the full circle of the home buying experience for our clients.  will be in control of your loan file from start to finish. Our Branch Office is equipped to complete the entire loan process all loan processing underwriting closings and funding are handled in our locally. As a result we have a proven track record of closing loans as quickly and efficiently as possible and I will be up-to-date on the status of your loan at all times.I will quickly accurately and honestly answer your questions. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate timely and relevant mortgage advice. It is of utmost importance to me that I protect my borrowers and safeguard their financial wellness for many years to come. These are just a few of the reasons why I invite you to contact me today to see how I can meet your mortgage lending needs. My goal is to create clients for life by delivering a second to none experience. I am actively involved with area's local real estate associations including the GMAR WCR McAllen Network TREPAC. I am available to assist you whenever it is convenient for you. Let me show you how simple efficient and easy securing a mortgage can be.