Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Johnny Arguelles

Senior Loan Officer
NMLS # 206110
State Lic TX #206110
Johnny Arguelles
Thank you for visiting my webpage, and for the opportunity to assist you with your home mortgage!

After graduating from St. Edward's University in Austin, TX, in 1997, I moved back to the Valley and worked as a credit analyst for Texas State Bank. I started my career in mortgage banking when I took an opportunity to work for Waterfield Financial in July of 1999, and have never looked back! Since then, I have assisted clients all over the Rio Grande Valley and the State of Texas accomplish their goal of home ownership. I have over 15 years experience as a loan officer, and I am very well experienced in Conventional, FHA, VA, new construction, and investment property financing.

If you are looking for a competitive lender to give you honest, straight-forward advice, please feel free to contact me.

Academy Mortgage is a full service mortgage bank with the distinct advantage of being a direct lender - all processing, underwriting, closings, and funding are handled locally. As a result, your loan will close in a matter of days, rather than months.

Se habla Espanol.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page

The staff at Academy Mortgage is fast and driven to help the customer at all times. I appreciate all their attention and professionalism during the process. We are glad we had their service and we would recommend it in a heartbeat. Special thanks to Mr. Johnny Arguelles for guiding us through the entire process.

—Edgar Hernandez

The staff at Academy Mortgage is fast and driven to help the customer at all times. I appreciate all their attention and professionalism during the process. We are glad we had their service and we would recommend it in a heartbeat. Special thanks to Mr. Johnny Arguelles for guiding us through the entire process.

—Edgar Hernandez

This was an amazing experience. Academy Mortgage was so knowledgable and professional I couldn't have asked for more! I'm very pleased. Being a real estate attorney and handling thousands of closings throughout my career, I am aware of what a rare find this experience was! Thank you Johnny and Olivia!

—Sandra Martinez

My experience with Johnny at Academy Mortgage was wonderful! We are first time home buyers and went into this process pretty clueless and needed all the guidance we would get. Johnny not only gave us knowledge but guided us the entire way! Do not know if we could have done this without our amazing team!

— Nashla and Jason Saenz

My experience was exactly what we needed.We always felt confident and secure.Like family,thanks guys you all are the very best! .

—Miguel Angel Gonzalez

I have truly enjoyed my two experiences working with Johnny Arguelles. He knows his job and does it well and has kept me informed every step of the way. I really do appreciate that because as a real estate agent we are the ones our clients come to first and expect us to know what is going on so we can explain the process and work hand in hand with our lender. Johnny is great!

—Nelda Gómez Barrera

Everyone worked really fast & professionally & closed my loan in 3 weeks..Outstanding

—Winfred K orme & Judy d orme

Johnny was very professional and extremely informative. My best interest was his top priority!

—Santana Garza

Johnny and staff were all very courteous and extremely diligent about answering any questions or concerns that we had. The entire process was very smooth. A great crew to work with.....a valuable asset to Academy!

—Richard Robinson

Excellent service from the beginning to end, Johnny was in constant communication with us. We are extremely satisfied with the service He really takes us trough the whole process and makes it all much easier

—Sergio Gonzalez

Very professional and courteous service from Johnny Arguelles, Cynthia and Claire. I was impressed by their attention to detail and patience in collecting and explaining the myriad of paperwork which was needed in this process. Thank you very much!

—Aurelio De La Fuente Jr

Johnny was very helpful and friendly. He was also very professional and kept us well informed of our loan process.

—Kimberly Sotello

Johnny and his team from Academy are extremely knowledgeable, efficient, professional, and respectful. They make things happen and they made our family’s dream home become our reality!

—Sara Lozano

So I was privileged to have worked with Johnny Arguelles. When this first started I thought buying a home for me would be impossible. But not Johnny. He was honest and told me where I stood and gave me options. He did more than provide me a loan, he gave me confidence and guidance. Johnny, THANK YOU!! I could never put into words what you have done for me an my family

—Tomas Rebollar

It was a great experience using Academy Mortgage. Due to my military deployment overseas it was a bit challenging delivering all the documentation and required paperwork. Although the challenge Mr. Johnny Arguelles and his staff was fully engaged throughout the process always ready to assist and communicate. Being deployed overseas halfway around the world Academy Mortgage was able to meet all my needs. Thank you for your help and for supporting military personnel like myself.

—Jose Lara

Johnny Arguelles and his staff were amazing. They were knowledgeable, professional and always available to answer any questions.

—Baldemar Morales

Johnny, Melissa, Clarissa and the entire Academy team are top notch. Thanks a million!

—Corey Randolph

: In choosing to purchase a home, my wife and I were referred to Johnny at Academy Mortgage. He was a blessing since day one. He listened, understood and guided us every step of the way. He answered all of our questions and stayed on top of every step along the way. We will be referring johnny to any of our friends or family that need assistance with thier mortgage financing

—Reynaldo Moreno Jr.

We worked with Johnny Arguelles at Academy and he was just fantastic. He is warm and friendly, very knowledgeable and very professional, and simply exceptional. He gets things done and delivers service at the highest level at record times. And we can't be happier.

—Ryan Alvarez

I was very pleased with my loan experience. It was my first time going through this process and Johnny and his team guided me through the entire way step by step. They always reminded me that they were there for me any question I may have.

—Natalia Andrea Gonzalez

It was such a pleasure to be able to work with Johnny and the rest of the Team! Very professional and accommodating with our work schedule. Thank you guys!

—Enrique Servin

It was an excellent experience and Johnny guided and supported me every step of the way.

—Monica Barrera

As a first time home buyer, I was a little worried about not being able to follow along with the home buying process among the paperwork, however Academy Mortage and Mr. Arguelles made the transition as smooth and simple as possible.

—Enrique Cervantes


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage