Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Johnny Arguelles

Senior Loan Officer
NMLS # 206110
State Lic TX #206110
Johnny Arguelles
Se habla español.

Thank you for visiting my webpage, and for the opportunity to assist you with your home mortgage!

After graduating from St. Edward's University in Austin, TX, in 1997, I moved back to the Valley and worked as a credit analyst for Texas State Bank. I started my career in mortgage banking when I took an opportunity to work for Waterfield Financial in July of 1999, and have never looked back! Since then, I have assisted clients all over the Rio Grande Valley and the State of Texas accomplish their goal of home ownership. I have over 15 years experience as a loan officer, and I am very well experienced in Conventional, FHA, VA, new construction, and investment property financing.

If you are looking for a competitive lender to give you honest, straight-forward advice, please feel free to contact me.

Academy Mortgage is a full service mortgage bank with the distinct advantage of being a direct lender - all processing, underwriting, closings, and funding are handled locally. As a result, your loan will close in a matter of days, rather than months.

Se habla Espanol.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage