John Spiker

Loan Officer
NMLS # 46322
State Lic ID #MLO-1039


2845 East Overland Road
Suite 160 and 170
Meridian, ID 83642
Branch: (208) 888-9394
Fax number: (208) 955-2220

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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The whole experience was excellent from start to finish. John and his team helped make what would normally be a stressful relocation across country be very easy and organized.

—Scott Preston

John & Mardee were Awesome!! Thank you!!!

—Emily Romero

Everyone was extremely helpful and friendly, from the agent to the assistant. They were amazing to work with, explained in detail the process. We never felt alone during the process.

—William Stevenson

The attention that Academy staff, specifically John Spiker and Danielle Hurd gave to both of us was nothing short of SPECTACULAR!!! We never had to worry about a thing and they both kept us informed of the progress the entire way. Thank you both.

—Barbara Braziel/Randy Braziel