John Valente

Senior Loan Officer
NMLS # 191708
State Lic MD #1828, PA #28080
2017111_john_valente_Business photo4

John Valente has been a Maryland resident since 1977. John attended high school in Columbia, MD and went on to obtain a BA from the University of MD, College Park.

Since 2001, John has been providing home financing for purchase buyers and refinance customers in Maryland and Pennsylvania. He has a thorough knowledge of many lending products to include USDA, VA, FHA, Conventional Conforming, Jumbo/Non-Conforming and many down payment assistance programs. John has many repeat clients due to his special care for each customer.

In a previous career, John worked in the Television Industry in many different facets of TV Production.

John is married with 2 children and loves to travel, play golf and enjoy photography. Call today for immediate assistance and to work with John directly - (443) 547-5722

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We had a short settlement time period and John made it happen.

—Mark Hurley

Good comminication from start to finish. Loan officer John Valente showed up to closing.

—Brian Linton

Excellent service

—Sean Gale

When I first start talking to Mr. John Valente about a loan he was very helpful. He talked to me through the whole process, always there to help and anything needed to be done, he was on it and communicating to me right away. Not one little problem ever came up and the whole process couldn’t went any smoother.

—Henry Stevens

John Valente did an outstanding job every step of the way with my loan process. He went above and beyond to keep me informed of everything that was happening, explained all of the steps clearly, and was always available to assist however necessary. He was extremely prompt in getting back to me every time I contacted him, and made sure I clearly understood what was happening. He made the experience so much easier and more manageable. He went out of his way to get me the best rates possible, and helped me any way he could. I would highly recommend Academy Mortgage to friends and family. Thank you, John, for all of your hard work, and for always being available, even on nights and weekends! :)

—Amy Fitzgerald

John Valente was great to work with. Very knowledgeable and informative.

—Karen Inferrere

John Valente and Tish Dixon were great to work with. I appreciate everything they did to make this process easy.

—Charles Nash

Our experience with John was excellent. All our questions were responded to quickly and thoroughly. It couldn't have gone better.

—Dianne Eff