John Wilmarth

Senior Loan Officer
NMLS # 956462
State Lic NV #60029, AZ #LO-0926320

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Academy mortgage made the process simple and if I had any questions they were there to help!

—Connor Baier

I worked with John Wilmarth and Erin Shaver mainly. We received emails from other but they seemed to be one offs. Every one involved was very kind, patient and willing to take all the time needed to help my fiance and I understand everything. The professional way that everyone handled themselves made it very comfortable and trusting in everything I was being told. I can't say enough about how awesome the team that helped us is!!!!!

—Joshua McAvoy

Great overall experience working with John and his team, great communication and customer service.

—Braden Hansen

Awsome experience! Thank you John for making this an easy purchase!

—Teesha Martinez

The whole process was efficient, timely and proceeded exactly as it was explained and with the terms discussed. John and his team were always available to answer any questions that we had and they made sure we knew where we were in the process at all times. We were very pleased with the whole experience of getting this loan and give them the highest possible marks for a job well done.

—Lauren Guilmart

John was awesome! He was prompt, clear and patient- always following up when I didn’t respond in a timely manner. Very grateful to work with him in this process.

—Abigail Wheatfill

John went above and beyond to ensure my clients received the best program possible. When all was said and done, my clients paid $0 down, $0 closing costs, and actually received $500 back at closing. Remarkable.

—Celeste Sanchez

John was awesome which made the whole home buying experience very easy. I definitively would recommend Academy Mortgage to all of my friends and family.

—Joseline Patterson

When I first started my loan process with another company it took them 1 week to get nowhere. I then was referred to John through our realtor Cindy White and what a difference professionalism, communication and assurance he could make this a reality. Thankyou.

—Michael Champlin

I worked with John Wilmarth and his team. They were all very helpful and John to the time to ensure he explained all the steps and what everything was since this was my first home.

—John Pittman

I am overly thrilled with John Wilmarth and his team @ Academy... I will be referring my Clients to John Wilmarth for sure!!

—Teresa Edwards

John Wilmarth did an excellent job from the time I requested the pre-approval letter to the time of funding the loan. He was excellent at following up on items to ensure there was no delay throughout the process.

—Ross Genenbacher

I worked with John Wilmarth initially to start the loan process. I changed realtors and had put in a couple of bids on two different homes (that were not accepted) and I called him to put in another offer 4 months later. He remembered me and made the process very smooth. He contacted my realtor in helping with the prequal and submitting my offer (this time it was accepted) After the loan process began, I worked with Erin Shaver who was always on top of things and even worked late a few evenings when my house sold and I wanted to step up my closing day. She was wonderful!

—Mary Cash

John was great and really took great care of us

—Bobby McCarther

JOHN Wilmarth was terrific as well as the whole team. This is my 3rd loan with John and he’s now my go to guy.

—Robert Davies


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage