Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

John Wyngarden

Mortgage Loan Officer
NMLS # 532691
State Lic MD #15016
With ten years in the industry, I have the expertise and knowledge to guide you through the home buying process. It is my duty to find the best mortgage program to fit your needs.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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John was very helpful and addressed all of my concerns about my loan. He also responded to my emails and returned phone calls after work hours and weekends.

—Tangela Kirkpatrick

Academy took an incredibly stressful time in my life and made it as easy as it could have possibly been. They answered all my questions, they were flexible with our changes, they were responsive and they were generally very friendly and helpful and listened to my questions along the way. I am very happy that I chose to work with John & his team.

—Tabitha Brewster

You guys were awesome and made our home buying process and see less as possible. You took time to explain everything and was always there to help with any questions etc had.

—Misty Runk

John and staff were always there when we needed them! They worked hard to get us our loan and were very responsive when we had questions! I would totally recommend Academy Mortgage to anyone wanting a home loan!

—Tricia Selby

John was great to work with. He kept me informed throughout the entire process. Also, the videos explaining the process were very helpful.

—Jennifer Yox

Everyone was very professional and did a great job at effectively communicating with me through the entire process. Any question or concern I had was immediately and adequately answered. The entire process went smooth and headache free because of their work.

—Kevin Kikola

"As a realtor, having an experienced mortgage professional by my side that I know I can trust, makes my job so much easier. Simply put, John Wyngarden with Academy Mortgage gets the job done, while delivering superior customer service. My clients have such wonderful things to say about their experience with John Wyngarden and the services he provides. I look forward to a long-term partnership and continued success with John and Academy Mortgage."

—Todd Rettkowski 4/27/13

"John Wyngarden was the loan officer on a sale for my listing. I can honestly say I have never had such a wonderful experience. As the agent representing the seller he kept me in the loop with every detail. Even when we had a problem at the end (no fault of the buyer or loan officer) John managed to keep the deal together by switching to another program at the last minute. Even with this last minute hitch, we still managed to get to the settlement table on time. I would highly recommend him and will keep him in mind for my future buyers."

—Bonnie Fleck Oct. 7, 2013


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage