Jonathan Michalski

Loan Officer
NMLS # 1807011
State Lic ID #MLO-2081807011
Jonathan_Michalski_636869519157182698
Welcome!

Thank you for visiting my website!
I have lived in the Nampa, ID area since May of 2005. My wife and I moved from Seattle some 14 years ago to be closer to her family and to start our own family in the beautiful Treasure Valley. We absolutely love living in Idaho. It is a great place filled with incredibly warm people, beautiful scenery and great opportunities to explore the outdoors!

My wife, Heather and I have two daughters, Grace (11) and Lily (7). The girls are very involved with softball, volleyball, gymnastics as well as other various activities with our church and community organizations. We love to travel and visit all of the out-of-the-way places Idaho has to afford and have enjoyed some great trips camping, fishing or visiting one of the many natural hot springs located within driving distance of home! In addition to that the girls are very active local musical theater and we find ourselves attending many of the community events put on by the vibrant arts community of the Nampa/Boise area. My wife recently graduated with a master’s degree in school counseling and hopes to work for a local high school as a Guidance / Family counselor. Between all those events, we find ourselves very busy and wouldn’t have it any other way!

I have worked in the mortgage industry for 19 years to date. Starting as a banker with Washington Mutual Bank and working for various banks and mortgage industries over the years. During that time I have been a personal banker, loan processor, loan underwriter, loan closer and loan originator. Throughout that process I have had the privilege of experiencing every facet of the loan process from application to closing. I have also received training through various agencies from Idaho Housing & Finance, FHA, Veteran’s Administration, Rural Housing, Fannie Mae, Freddie Mac and much more.

I made the decision to join Academy Mortgage in 2017 because they are a national lender, with a very local presence. In Idaho, we were blessed to be the #5 lender in the entire state for the 2017 year.
All of our processing, underwriting, and funding is handled directly inside of my office in Meridian, ID. This type of control from start to finish allows us to create a next-level experience for our clients and friends.
I absolutely love the ability that we have to help people achieve their dream of home ownership! Whether it’s a beautiful new home to raise your family in, a vacation property to make memories in, or a rental property to create wealth – We look forward to adding value and earning the privilege of your business.

Home Mortgage Tools

Placeholder

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

Placeholder

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

Placeholder

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

Placeholder

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page

Jonathan was over the top awesome! He went above and beyond to make sure we were at ease and communicated every step along the way thought the entire process. Thank you so much for such a great experience!

—RICHARD L LAMARK

Jonathan is the best person to work with, he did everything he could & was always communicating with us throughout the process.

—Glory Ashley

We worked with Jonathan Michalski. He was very friendly, articulate, and he had great knowledge of his job. Jonathan answered all of my questions in a very timely manner and was just wonderful to work with. We couldn't have asked for an easier process in refinancing our home. Please commend Jonathan for his great work ethic, his friendly demeanor, and his outstanding representation of your company. I will be recommending more friends and family to him for his services.

—Jeremy Seibert

Johnathan was great to work with,and was very helpful He always returned all calls and emails promptly

—Danny Robbins

The loan experience was great. Jonathan Michalski was so easy to work with, and was very on top of communication, I really appreciated his hard work and being very easy to work with.

—Frederick Norquist

Jonathan was great during the whole process.

—Eric Kelly

Jonathan Michalski was excellent! He was very informative and extremely helpful!!! I recommend him to everyone!!!!! Super job!! Excellent service!!!

—Lisa Naumann

Jonathan was amazing! He went above and beyond to see that we were taken care of as well as helped answer questions along the way. He's a great guy who really cares and it meant the world to us.

—RICHARD L LAMARK

Jonathan Michalski was recommended to us. I can see why! He is very professional and knows what he is doing.

—Monique Layton

Jonathan did a great job working with my clients and myself. Real professional!

—Da Allen

From beginning to end this process was the most painless, amazing experience I’ve had. Jonathan Michalski was so kind and communicated well with me. I really appreciate his values and care during the whole process

—Dorinda Hunsaker

Great job! Very fast and easy to work with Johnathan answered my email and phone questions right away It was a good experience for us.

—Deborah Robbins

Jonathan was very pleasant, easy to work with and flexible to work around my schedule. He was very willing to answer questions that I had and take the time to explain the processes. I would highly recommend Jonathan Michalski and Academy Mortgage.

—Keith Nordio

My wife and I where victims of the Camp Fire in Northern California, we lost our home there as well as all our possessions. Jonathan made this experience easy. He worked dilegagently and stayed on top of the entire process to make our experience one we didnt have to worry about.

—Shawn Naumann

We are first time home buyers and working with Jonathan and Academy Mortgage made the process so much less stressful!

—Lauren Perkins

Jonathan Michalski was/is by far AMAZING at what he does. He never once made us feel like we were an inconvenience no matter how many times we called or texted. He truly had our best interest driving the deal and communicated every step without making us feel inadequate. He was kind, knowledgeable and accurate, always looking for the best deal for our family!

—Maggie Mangeac

Jonathan was fantastic! He made the process so much easier. I cannot believe how quick and easy it was. We tried a few lenders before who failed in comparison. Great work Jonathan! You rock!

—Kale Perkins

Academy Mortgage from start to finish provided superb service to complete my loan process.

—Rodney Golay

Jonathan was amazing. Very supportive and kind and went above and beyond in helping me get my loan and close early.

—Dorinda Hunsaker

We worked with Jonathan Michalski during our loan process, and he was great. Communication with him was very easy, and he answered any question we had.

—Micah Kengle

Jonathan Michalski was a joy to work with and made the refinance experience smooth and stress-free! He really knows his stuff! Stacie was wonderful at explaining the process during the signing appointment and is as sweet as can be!

—Cynthia D. Grever

See my above comments about Jonathan. He gave us quick loan options as the estimated profit from our CA home sale fluctuated up and down.

—Aaron Juilly

Great job! Very fast and easy to work with Johnathan answered my email and phone questions right away It was a good experience for us.

—Deborah Robbins