Jonathan Michalski

Loan Officer
NMLS # 1807011
State Lic ID #MLO-2081807011


308 12th Ave RD
Nampa, ID 83686
Mobile: (208) 509-9409
Branch: (208) 498-0006

Thank you for visiting my website!
I have lived in the Nampa, ID area since May of 2005. My wife and I moved from Seattle some 14 years ago to be closer to her family and to start our own family in the beautiful Treasure Valley. We absolutely love living in Idaho. It is a great place filled with incredibly warm people, beautiful scenery and great opportunities to explore the outdoors!

My wife, Heather and I have two daughters, Grace (11) and Lily (7). The girls are very involved with softball, volleyball, gymnastics as well as other various activities with our church and community organizations. We love to travel and visit all of the out-of-the-way places Idaho has to afford and have enjoyed some great trips camping, fishing or visiting one of the many natural hot springs located within driving distance of home! In addition to that the girls are very active local musical theater and we find ourselves attending many of the community events put on by the vibrant arts community of the Nampa/Boise area. My wife recently graduated with a master’s degree in school counseling and hopes to work for a local high school as a Guidance / Family counselor. Between all those events, we find ourselves very busy and wouldn’t have it any other way!

I have worked in the mortgage industry for 19 years to date. Starting as a banker with Washington Mutual Bank and working for various banks and mortgage industries over the years. During that time I have been a personal banker, loan processor, loan underwriter, loan closer and loan originator. Throughout that process I have had the privilege of experiencing every facet of the loan process from application to closing. I have also received training through various agencies from Idaho Housing & Finance, FHA, Veteran’s Administration, Rural Housing, Fannie Mae, Freddie Mac and much more.

I made the decision to join Academy Mortgage in 2017 because they are a national lender, with a very local presence. In Idaho, we were blessed to be the #5 lender in the entire state for the 2017 year.
All of our processing, underwriting, and funding is handled directly inside of my office in Meridian, ID. This type of control from start to finish allows us to create a next-level experience for our clients and friends.
I absolutely love the ability that we have to help people achieve their dream of home ownership! Whether it’s a beautiful new home to raise your family in, a vacation property to make memories in, or a rental property to create wealth – We look forward to adding value and earning the privilege of your business.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Great job! Very fast and easy to work with Johnathan answered my email and phone questions right away It was a good experience for us.

—Deborah Robbins

—Lacy Brower

Jonathan is the best person to work with, he did everything he could & was always communicating with us throughout the process.

—Glory Ashley

—Gary Brower

Jonathan was great during the whole process.

—Eric Kelly

Jonathan Michalski was excellent! He was very informative and extremely helpful!!! I recommend him to everyone!!!!! Super job!! Excellent service!!!

—Lisa Naumann

My wife and I where victims of the Camp Fire in Northern California, we lost our home there as well as all our possessions. Jonathan made this experience easy. He worked dilegagently and stayed on top of the entire process to make our experience one we didnt have to worry about.

—Shawn Naumann

Johnathan was great to work with,and was very helpful He always returned all calls and emails promptly

—Danny Robbins