Joseph Woodman

Home Loan Specialist
NMLS # 1600831
State Lic CO #100506624
Se habla español.


It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Nice people

—Miguel Flores Espinoza

This was a great experience, and we were truly grateful for your time and professionalism.

—Natalie Perry

Joe was very helpful during the process. Being my first time buying a house, I was a bit clueless as to how everything worked. Joe did a great job explaining the process to make sure I felt comfortable throughout.

—Logan Bonawitz

Even though we were far apart and never saw each other in person everything worked out well.

—Antonio Bernal

Academy mortgage takes great care of my clients start to finish! Even with clients who have bought and sold many homes, a fair amount of hand-holding is helpful. My clients who choose Academy always end up feeling as though they were informed on the process and feeling as though all of their needs were met.

—Julia Udick

—Jason Kraft

Again, just a better way of communicating with clients. Between 3+ people emailing us and bouncing between emails and giving us different information I felt like I wasn't sure what needed to be done, or if we were missing something, or if things were being handled properly.

—Christopher Knobel

Can't complain. Got a good loan through a smooth process.

—Joseph Miles

Everyone was very helpful and friendly

—Kayllie Doney

Fun to work with.


The best thing about working with Joe and Academy Mortgage was the speed, thoroughness, and spirit of excellence behind their work. The execution of this team allowed me to focus on my family's relocation instead of all the details of the process.

—Jeffrey Faust

From day one Joseph was awesome, from when we had no idea what our credit score was up till the day we closed always giving us tips on what we will expect and how to handle things when they come up. Amazing attitude and worked amazing with Jessica and I to get the house of our dreams.

—Matthew Horn

Joseph and his entire team have helped make my client's experience buying her first home seamless! It is scary to get your first mortgage, and I appreciate everything Joseph and his team did to ease her worries, and answer all questions that she had.

—Katie Olsen

Very impressed with Academy Mortgage overall, and especially with my mortgage lender, Joseph Woodman.

—Joseph Doud

Joseph and Suzanne were my main points of contact and they exceeded my expectations tenfold. So helpful, kind, patient, and thorough!

—Kirsti Edwards


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage