Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Judy Woods

Sales Manager
NMLS # 296683
State Lic ID #296683, ID #MLO-2080296683, OR #296683

Being your Lender for Life is not only my business philosophy, but a lifelong commitment to providing you with personalized service beyond your expectations. It is also my philosophy to listen, hear, and truly understand your needs. This quality of business conduct seems to have been forgotten in today’s highly automated society. As your Lender for Life, it is my job to not only understand your needs, but to respond to them promptly, professionally, and with integrity. It is my pledge to provide you with sound financial advice, helping you to understand the strategies of decision making, and the future implication of the decisions you make. As I guide you through each phase of the loan process, I’ll answer your questions in detail, and explain the mortgage options I’ve recommended to you. And since Academy Mortgage utilizes standardized processing and underwriting procedures, I’ll be able to provide you with accurate updates regarding your loan’s status all along the way. You can have peace of mind knowing that I will focus on helping you meet your immediate and long-term home financing needs. My priority is my customers. I’ve built a reputation for honesty, knowledge, and a commitment to serving my borrowers.

My team will offer exceptional and knowledgeable service to benefit our clients. By utilizing our “team” approach, there is always someone available to answer any questions you may have. I look forward to a long and rewarding relationship with you!

I have lived in the Beautiful Treasure Valley for the past year, after living in Salem, Oregon, for 28 years. I started my finance and lending career right out of high school. My husband Woody and I have raised three beautiful daughters, who have blessed us three beautiful granddaughters. My husband and I enjoy our trips to Cabo San Lucas and any other chance to travel. I enjoy spending time with my family, friends and shopping with my daughters and granddaughters. I also enjoy basket weaving and gardening.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


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