Julie Grandy

Mortgage Specialist
NMLS # 179973
State Lic FL #LO24560, GA #65229
Se habla español.


It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Very helpful

—Robert Givens jr

It was a pleasure working with Julie and Donna. They're great!

—Deborah Johnson

I wouldn't change a thing from start to finish you guys made this process stress free exciting and a blessing to my family. I loved everyone I worked with.

—Laquisha Watson

See above comments.

—John Magowan

Julie and Kay were wonderful to work with. Quick response time on every question and concern made the whole loan process a little less stressful.

—Terri Emler

It was a delight to work with Julie and Donna Kay. I really appreciated the followup and service referrals needed for the purchase of my future home.

—Thomas Anderson

—Jaime Lee Vance

Mrs.Julie and her dynamic team made our 1st home buying experience excellent! I will definitely recommend Academy Mortage to my family and friends! We are officially home owners!

—Lyshida Grant

My lone experience was good, I was a nervous reckless. I truly enjoyed Mrs. Julia, Mrs. Donna Kay, the loan department. When I was stressing, they calm me down. For that I am truly grateful and blessed.

—Audrey Ransome

Julie was professional and always accessible either via text or email. Her team was always available to answer questions or concerns as well. I knew my customer was in good hands and there was never any doubt this loan would not go to closing.

—Janine Basford

Working with Julie and her team as far exceeding any of my expectations and has made me even more of a fan. I now have a testimony to add when referring my buyers, I can't thank you all enough for all of your hard work and sense of urgency with my buyers.

—Tiamerra Thomas

Ms. Julie was awesome she walked me threw every set and set down with me for about 2 hours to explain to me my credit score and how to bring it up...

—Nikita Weatherspoon

As I mentioned, both Julie and Donna are a terrific team. Any questions I had, and there were plenty, were answered in a timely matter......I love those guys!

—Robert Lutz

Absolutely wonderful interaction with the staff. Staff was courteous, respectful, patient, professional and attentive to the details.

—Tina Bell

Julie and Donna were so professional and also quick to make sure everything was done properly. Also a big thank you to all the other ladies that worked on my mortgage.

—Leticia Cohens

Julie Grandy and Donna Kay, both were excellent to work with all questions or anything we needed was done very quickly. Could not ask for a better service A1 will use in future and refer Julie and Donna Kay.


Julie was the best!

—Kathleen Land

Julie always exceeds my expectations.

—Kim Dove

Julie and her team was awesome!! I closed under 45 days!

—Joye Brown9

I was a first time home buyer and I did not know anything about buying a home and the people at academy where awesome and they walked me thru the process of buying a home and they explained everything to me. Julie and Donna treated me like family. Thanks for a great experience.

—Hollie Platt

Julie Grandy and the team at Academy Mortgage were a pleasure to work with. Julie's knowledge of the business long with her great communication made the transaction smooth and stress free.

—Cathy Reed

Ms. Julie was awesome she walked me threw every set and set down with me for about 2 hours to explain to me my credit score and how to bring it up...

—Nikita Weatherspoon

Julie Grandy rocks! She definitely knows what she is doing, very thorough, quick to respond to my multitude of questions,, silly or not. The rest of the people at Academy Mortgage are very professional as well. Overall, a very satisfied client here

—Monona Chang

—Barbara Sistrunk

My experience was great I do not have any stresses during this process. Every time I have a question Julie was able to answer them and guide me to the right place. Thank you for always be able and willing to help me during the process

—Carol Marrero

I was very pleased with your company and my loan officer was very easy to work with very informative and always available to answer all my questions she was very knowledgeable and made the whole process seem smooth even at times when I felt panic she kept me calm and always assured me things were going to be okay!

—Khiela Shaw

Working with Julie and Donna made this process a smooth one

—Harvey DeVore

very good!

—Miha Cureliac

Julie, Donna and Renee were exceptional with top quality customer service.

—Kayla Bruce

Julie and donna kay were pleasant, understanding and down to earth. easy to work with and most helpful. thank ya'll. gary and Amparo.

—gary l. guy

Everyone was wonderful and extremely helpful.

—Gloria Powell

Wonderful experience

—Caleb Williams

All i can say you tried now try the best Academy mortgage is the way to go.

—Laurence Mathews