Cornerstones of Success
When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.
Suite 4 and 6
Bay City, MI 48706
He has been in the mortgage industry for over 14 years; helping people like you obtain their goal of sustainable homeownership. Justin truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first—time homebuyer, refinancing or buying your third investment property, Justin will guide you through the loan process seamlessly by providing quality communication and advice. Justin can provide a wide range of home loan options that makes the most sense for your situation.
What are the benefits of working with an Academy Mortgage Loan Officer? The thing that makes Academy so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process in—house. Justin will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven track record of closing loans quickly and efficiently.
Download Justin’s My Mortgage: Mobile App today for a trusted mortgage calculator and his contact information.
Does it sound too good to be true? See Justin’s 5-star rating and reviews on Zillow
Justin offers Conventional, FHA, VA, USDA, MSHDA, or down payment assistance loans servicing the Tri-City area and beyond including Midland, Saginaw, Gladwin, Harrison, and Reed City.
Home Mortgage Tools
Justin was fantastic walking through my first home buying experience.
I know that many people are involved in this sort of loan, but I received communication from several different people during the process. As a customer, it can be confusing having more than one contact point. Also, the amount of email was overwhelming at times. Perhaps the communication could be condensed a bit. Communication is good, but separating the essential pieces of email from the "educational" component might be nice.
As first time homeowners we were very nervous during the whole process. Justin helped put our minds at ease numerous times during the process. He explained what to expect and the how/why. The staff at academy were always friendly and helpful.
Justin went over and above to be available and answer all questions that we had. This is my 3rd experience working with Justin and his team. Once again I am 100% satisfied with my experience! If you are looking for a Trustworthy, and Clear process give Justin a shot.
Working wish Justin was amazing. He was very patient with me as I had some issues with certain home and had to start the process over again on another home. He emailed me regularly with up to date information. I will always do business with Justin.
Everyone was a great.
Justin was great and easy to work with, just wish we would have found Academy Mortgage sooner.
Provided great feedback and was very timely through everything.
Justin Holyszko at Academy Mortgage was so easy to work with. He made sure I knew everything that was going on during the process of buying my first home and always answered any questions I had. The process was smooth and quick! I would definitely recommend Justin and Academy Mortgage to anyone buying a new house.
Fast, easy and the people were always available and knowledgeable!
When we were unhappy with our insurance rates that were rolled into our loan Justin gave us some great advice even after we closed!
he entire process was made as easy as possible by everybody at Academy mortgage.
Amazing!!! Thank you Justin and team for all you did for my clients!!
Great experience, Justin is the man.
Justin was excellent from start to closing. Thank you for a smooth home buying process!
It took us a long time to finally find the house we wanted and several that fell through for different reasons. Justin was very patient with us
Justin was in constant contact with rates, updates, and information needed to close. He stayed within our closing window, gave me the best rate, offered multiple financing options, and make the whole process extremely easy. I would recommend him to any and everybody.
For it being my first experience of buying a home I had a lot of questions I asked, Justin didn't hesitate with the answers and encouraged me to ask as many as I wanted. Easy guy to communicate with and was available 7 days a week. I will continue to go through him if we ever decide to buy again and will recommend him to anyone!