Cornerstones of Success
When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.
Suite 4 and 6
Bay City, MI 48706
It’s all about service at Academy Mortgage, and our company has been meeting the needs of home-buyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.
Since joining Academy, I have helped many individuals and families attain the dream of home-ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.
Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.
I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
Home Mortgage Tools
Learn more about Academy Mortgage and the mortgage process.
Great experience, Justin is the man.
As first time homeowners we were very nervous during the whole process. Justin helped put our minds at ease numerous times during the process. He explained what to expect and the how/why. The staff at academy were always friendly and helpful.
Justin went over and above to be available and answer all questions that we had. This is my 3rd experience working with Justin and his team. Once again I am 100% satisfied with my experience! If you are looking for a Trustworthy, and Clear process give Justin a shot.
When we were unhappy with our insurance rates that were rolled into our loan Justin gave us some great advice even after we closed!
Provided great feedback and was very timely through everything.
Justin was great and easy to work with, just wish we would have found Academy Mortgage sooner.
I know that many people are involved in this sort of loan, but I received communication from several different people during the process. As a customer, it can be confusing having more than one contact point. Also, the amount of email was overwhelming at times. Perhaps the communication could be condensed a bit. Communication is good, but separating the essential pieces of email from the "educational" component might be nice.
For it being my first experience of buying a home I had a lot of questions I asked, Justin didn't hesitate with the answers and encouraged me to ask as many as I wanted. Easy guy to communicate with and was available 7 days a week. I will continue to go through him if we ever decide to buy again and will recommend him to anyone!
he entire process was made as easy as possible by everybody at Academy mortgage.
It took us a long time to finally find the house we wanted and several that fell through for different reasons. Justin was very patient with us
Justin Holyszko at Academy Mortgage was so easy to work with. He made sure I knew everything that was going on during the process of buying my first home and always answered any questions I had. The process was smooth and quick! I would definitely recommend Justin and Academy Mortgage to anyone buying a new house.
Everyone was a great.
Fast, easy and the people were always available and knowledgeable!
Justin was fantastic walking through my first home buying experience.
Justin was excellent from start to closing. Thank you for a smooth home buying process!
Amazing!!! Thank you Justin and team for all you did for my clients!!
Justin was in constant contact with rates, updates, and information needed to close. He stayed within our closing window, gave me the best rate, offered multiple financing options, and make the whole process extremely easy. I would recommend him to any and everybody.
Working wish Justin was amazing. He was very patient with me as I had some issues with certain home and had to start the process over again on another home. He emailed me regularly with up to date information. I will always do business with Justin.