Karen Zook

Loan Officer Assistant
NMLS # 514876
State Lic CO #100046376

Hi, I’m Karen Zook, Loan Officer Assistant at Academy Mortgage. With years of experience in the mortgage lending industry, I’ll be happy to help you achieve your goals of homeownership. Over my extensive career in mortgage lending, I’ve worked to help close countless loan transactions. Nothing gives me greater joy than to see our clients achieve the dream of owning their own home. I love working at Academy Mortgage. As one of the nations leading direct mortgage lenders, my Branch, and Regional Offices are equipped to complete your entire loan process in-house. We want to be your 1st choice lender. Our branch will handle all of the underwriting, loan processing, funding, and closings right here in Grand Junction. I would be honored to be a part of your finance team.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.

—Adam Kessler, Chairman of the Board, Academy Mortgage