Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Kari-ann Botero

Loan Officer
NMLS # 241409
State Lic WA #MLO-241409, OR #241409

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Love Kari-Ann and katie. Always willing to answer my or night. Open communication and friendly. Easy to talk too. Thank you again.

—Dannie Terry

None! You guys are amazing!

—Kelly Lynn Hill

Kari-Ann and her assistant Katie did an awesome job taking me through the loan process and closing in 31 days. Kari treated me with kindness, respect and joy.

—Soun Frary

Kari-ann was an excellent communicator in every way. She made the process clear and easy for a first-time home buyer. She even came to closing and was very helpful!

—Tara Noteboom

The loan experience was quick and easy. Kari-ann and her team helped me resolve an illegitimate hit on my credit score. By doing so my credit score was repaired to its higher standing getting me the best rate possible.

—Brice Richards

Another stellar performance by Kari-ann. This would have been a white-knuckle loan for other lenders; Kari-ann kept the entire process stress-free, fast and easy. Thank you!!

—Joeln S. Bass

Kari-Ann did wonderful job

—Greg Churchill

—Renee Pitts

I was the easiest loan experience I have ever had, Laying away a jacket was more complicated.

—James Burke

Wonderful experience, Kari-ann was amazing

—Kayleigh N Lentz

When I refer a client to Kari-ann & Katie I know that they will take care of my client and educate them on the loan process. I appreciate their follow through until the loan process is complete.

—Darla Gould

They went above and beyond! Thank you so much, Kari-ann & Katie!

—Emilee E. Bollibon

Very easy, super helpful, answered any question I had no matter how dumb it was. With me every step of the way

—Nicholas Buccola

Effortless!!!! i worked strictly with Kari Ann but met several employees there and they were all a pleasure to deal with.

—Shawn Jeffries

Very quick and effortless

—Thomas r baker

Katie Dillinger was awesome to work with !


Again, kariann and katie both did an amazing job. They were usually ahead of my questions with information and answered any questions i did have promptly and throughly. both were very positive and communicated regularly.

—Connor Meehan

I worked with Kari-Ann Botero and Katie Dellinger – friendly, educated and obviously love the job that they do- they helped me reach a dream goal of buying a house- they were awesome to work with the entire time

—Lilian E Chavez Alvarado

Kari Ann and her staff were amazing!

—Donna Mullen


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage