Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Kathy Israel

Branch Manager
NMLS # 439842
State Lic AZ #LO-0946898, WA #MLO-439842, OR #439842

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page

Painless and timely.

—Lenard Hansen

This by far was the smoothest loan experience I have ever had. The team worked really hard to accomplish the goal on time.

—Jonathan Landwehr

Thank you for all your hard work

—Dorrie Caruana

Kathy Israel and her team were excellent! Every time I have a transaction with Kathy and Sari it goes smoothly. Their knowledge and hard work go far and above anyone else I have ever worked with. Its a blessing to work with them!

—Michael Davis

Kathy Israel and her team were absolutely amazing with the process. Our situation was extremely complicated and unconventional but, Kathy never gave up, work hard for us, and found solutions.

—Arthur Robb Koustik

Everyone at Academy Mortgage was fantastic. They were exceptional at communicating the process, walking me through a first time home purchase and closing the loan in less than 30 days. I highly recommend!

—Heather Hall

Easy experience overall.

—Allen Newman

All of you made the experience very enjoyable.

—Randall Weese

You Gals Rock!

—Elaine Rusinovich

Very professional, exceptional customer service

—Steven Matson

Kathy and Sari were very personable. They were clear in what they needed (documentation and such) and why. We felt that they really went to bat for us and guided us every step of the way.

—David Slansky

Everything went so smoothly during the loan process I'm so glad Academy Mortgage could help us close on our house and be there every step of the way to let us know what's going on and what's happening with the loan.

—Bryce Wesley Hall

A great experience! Everyone was both professional and courteous. We felt totally supported through the challenging process. I would recommend this company to anyone.

—Stephen Jackson-Clark

I have worked with many banks and mortgage companies. This was by far the quickest, easiest, and most pleasant experience I have had. I am extremely impressed and happy with the transaction we closed.

—Falon Hoven

Loved working with everyone conned with Academy.

—Karen Angier

Kathy, Linda and Sari are especially knowledgeable in what they do and are all a pleasure to do business with. I am always confident they will take good care of my clients.

—Elizabeth Marxer

They made things easy. We started in December looking for a home. We had another mortgage company and we didn't like them at all. They tried to put us in houses that more than we wanted to buy. So we end up looking at a house and we talked to another real estate agent and he told us about them. Drop the other company. this is one of the best decision be made to find our home that we are in now. Love the attention to detail and putting our family first.

—Benjamin Harris


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage