Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Kathy Israel

Loan Officer
NMLS # 439842
State Lic CA #CA-DFPI439842, AZ #LO-0946898, OR #439842

My 30+ years’ experience in the financial industry has allowed me to assist hundreds of families achieve the dream of home ownership. I retired Jan. 2020 from Academy, and realized I missed helping others become homeowners or refinance their current mortgage. I came out of retirement to help others and Academy is the place!

Academy is all about service, and our company has been meeting the needs of homebuyers across the United States since 1988. I returned to work for Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practice, and for its broad portfolio of mortgage solutions and tools.

We are a direct lender and are equipped to complete the entire loan process locally. I will be in control of your loan file from start to finish and will give you up-to-date status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advise.

I look forward to working with you.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage