Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Keith Pratley

Loan Officer
NMLS # 1146901
State Lic GA #42591
2016714_keith_pratley_Keith Pratley 2 SM


5565 Glenridge Connector NE
Suite 400
Atlanta, GA 30342
Mobile: (404) 234-9148
Direct: (404) 796-8181
Fax number: (404) 492-6628

Buying a home is a very personal experience. It's an experience filled with the joy of finding the perfect place to call home but can also be filled with mountains of paperwork and complex processes. Keith is a knowledgeable loan officer who is dedicated to making your home buying experience a smooth process. Keith prides himself on working with his clients through the entire home buying process, offering individualized support starting with application and going through to closing. He also joins you at the closing table for any last minute questions.

Before establishing himself as a skillful loan officer, Keith had a successful career in broadcast journalism. Keith was at the front lines of historic events such as Super Bowls, Space Shuttle Launches and many hurricanes bringing stories to television audiences in the Atlanta area.

Keith has lived in the area for almost a decade and is familiar with Atlanta's many neighborhoods and suburbs. He enjoys running in the mornings, and his family in the evening with a soccer game sprinkled in. He also prides himself on running the Peachtree Road Race each 4th of July. Keith, wife Sara and their two boys, Nolan and Colin reside in the north Atlanta area.

I invite you to put me to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Wish there were more underwriters and processors to handle multiple loans. Definitely appreciate the hard work that was done helping these first time homebuyers into their new home, it was stressful, but they are thrilled!

—Andrea Fizer

I worked mostly with Keith. He coordinated mostly with anyone else within Academy Mortgage, if needed. I also worked with Karin Holahan to provide documents and she was also very pleasant. Their response time was great!

—Cherelle Claiborne

Keith remained in touch with us throughout the entire process

—Patrice Duncan

I felt the trust and respect of the entire loan was eroded at end over the $321.89 debt that was placed in my file that no one believed was the true balance that I paid regardless even though I provided all that you asked for, like which branch I paid? Chase bank is still chase bank

—Otis Lattner

Keith was great to work with the whole way through!

—Sean Nichols

They were a great group of people but Keith was outstanding and he went over and beyond for me and I am very grateful

—Gail Phillips

Everyone is very nice and knowledgeable.

—Wendell McPherson

There were a few hiccups along the way but in the end I closed on time.

—Amanda Lallatin

Keith and Karin was very professional and kept me updated on what was going on throughout the loan process.

—Rhonda Singleton

I had no problems with Keith which is why I rated the way I did above. Keith was responsive and patient and answered all my questions which I know was a lot since this was my first purchase. The only problem I had is when it came to the additional documentation requests. I didn't mind the additional requests but what I did mind is the lack of detail in the requests which made for unnecessary follow up requests. For example, I was asked by Vanna to provide an explanation for 2 addresses and an explanation for a recurring charge on my bank statements. I didn't mind providing those responses. What is frustrating is that I provided those responses and get an email back asking me to provide them again but in letter format signed and dated. I could have put that together the first time around if the requests were specific from the beginning. Dealing with this unnecessary back and forth almost had me cancel the whole process and go somewhere else. However, at the end of the day, Vanna and Keith remained professional throughout the whole process when I'm sure they may have wanted to jump through the computer at some point. Closing went smoothly; to the point that I really didn't believe I actually closed. I would recommend Academy to friends and family.

—Arielle Brown

Keith was responsive to my clients and me the entire time. I did have a problem with a rescheduling done by the processor without my knowledge so I wasn't able to inform me client or the listing agent. We did close the loan, but I did have an issue with the processor's attempt to move my closing back one week without my knowledge nor an explanation.

—Andrea Fizer

Always kind and courteous.

—RoseMarie Martin

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—Marvin Harris

Academy Mortgage exceeded all of my exceptions of financing a home. Being a first time home buyer the stress level would have been at a maximum, however that was not the case with Academy. Keith Pratley worked diligently with my loan during the whole process and made sure everything went smoothly. I would recommend all friends and family to finance with Academy Mortgage.

—Johnathan Kyle Banks

Everybody i work with was very nice nice to me specially keith and yawz lattimore

—Yvette Pameni

The loan officer had a very great personality, he was willing to help, he always responded to my questions in a very clear way, he worked hard with his outstanding team to make the purchase of my home a reality. I highly recommend

—Chinwe Emodi

Take more time to ensure the borrower understands but everything went pretty well

—Joshua Hodges

I have already recommended academy 3 times already in a month, excellent, excellent service, my dream came thru

—Dollymarie Hernandez-Cores

Keith Pratley and the rest of the Academy Mortgage team were an absolute pleasure to work with. They made my first home buying experience feel easy. Keith also spent extra time clarifying and explaining any questions I may have had. He even reached out to my husband and me on his vacation! Keith truly cares about his clients.

—Alexis Halkyard


—Adina Alston

Every one was awesome!!

—Marvin Ledbetter

my customer was so satisfied, yes you got the next one too ,they thought you was the best in timing and no problems that keith didn't handle thanks keith

—stanley brewster Five Star Realty Services,inc.


Watch these videos to learn more about your loan.

Can You Relate? Stop Renting!

Can You Relate? Stop Renting!

Forclosures and short sales

Foreclosures & Shorts Sales

Woman looking over paperwork

e-Signing for Borrowers