Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Kimberly Davis

Home Loan Specialist
NMLS # 461544
State Lic CA #CA-DOC461544

Being a Home Loan Specialist brings much joy to my life! My team's goal is to center ourselves around service, integrity and consistency. We have been meeting the needs of home-buyers and homeowners across the nation for over 26 years. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

We are blessed to have helped many individuals and families attain the dream of home-ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

My team will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Kim did an amazing job!!! We are so happy working with her and your company. Kim was always available to answer questions, eternally patient, smart, and so clear and concise with the loan process, our options and next steps. My favorite thing about her is how personable and kind she was to work with, we had great rapport from our very first interaction and meeting. Thank you Kim!!


Kim Davis always was very friendly and helpful and did what she could to assist me.

—Omar De La Cruz, Client

Kim Davis is a joy to work with.


Great experience. Kim is a pleasant person to talk to. She answered all of my questions honestly and addressed any concerns that I had. Diana did a great job communicating with me and always getting back to me in a timely manner. I love how she always says "you're the best!"

—Gina Fregoso - Client

Working with Kim and Diana, I was really pleased with their great customer service, follow up calls and emails, with their kind, friendly personalities and diligence. It made my loan process and first home purchase comfortable and easy. I'm really grateful to have worked with the staff at Academy Mortgage. Thank you Academy Mortgage

—Alexandria Alexander

Kim is always immediately responsive with any questions or concerns. My clients that I refer to her are ALWAYS, telling me what a positive experience they have had working with her. As an agent, when a referral has a positive experience, it makes me look good that I have such great support.

—Nicholas Caton - Real Estate Agent

Kim was very communicative throughout the entire process. She worked hard for her clients and produced an on time close of escrow. Kim was a pleasure to work with.

—Laurin Sephos, Sales Manager, Raymus Homes

My girlfriend and I were first time home buyers with no clue about the process of purchasing a home. However, Kim Davis and Diana Gudino-Criswell took the time to explain the entire process and guide us every step of the way. They were always available to answer any questions we had, and made sure we understood each document we went over. The loan process went very smoothly and we are now enjoying our beautiful home. Thank you both for all of your help! I would definitely refer anybody looking to buy a home to these two ladies.

—Henry, Client

I worked a lot with Kimberley Davis and she was a pleasure to work with. She made everything so easy and worked with my schedule. Kept me informed through the whole process. This by far has been The easiest most pleasant experience I have had.

—Britany Ruiz, Client

Everything was great. Kimberly did a great job.

—Glenn Anderson

Very efficient and timely.


My overall experience with academy has always been excellent. Whether I represent the buyer or seller I know that when the clients are approved through academy I have a higher success rate closing the translation.


I was very pleased with Kim Davis at Academy Mortgage. She was informative, and always returned my phone calls.

—Justin Swanson, Client

Easy and quick. I loved being able to meet with our loan officer and discuss each stage of the process.

—Jennifer Grant

Yes! excellent people and excellent service.


Our experience was fantastic. We had a demanding timeline and Kimberly was able to work with us even through some difficult conditions to keep us on target. We closed even earlier than we thought and had a stress free experience!

—Brian Adams - Client

Kim and Diana were amazing! We wanted to purchase a home so badly and they worked with us to get our credit where it needed to be, get a loan and purchase a home all within a year! Thank you so much again to Academy and Kim and Diana. Our experience was great and we will be recommending you!

—Miguel Esparza

Kim and Diana were wonderful. They always kept me informed and walked me through each step of the process.

—Jennifer Kassel, Client

Everyone I worked with was great from day one

—Michael Logan

Great experience and I will refer others as well.

—Leonel Almeida

Kim and Diana were very informative throughout the whole process.

—Jose J. Morales

Kim & Diana were awesome, Our experience was rather swift... From the beginning to the end, we were guided through the loan process and the ladies kept us well informed. Happy to have a home of our own now!

—Thomas A Chandarlis, Client

Kim Davis and her assistant are absolutely amazing to work with

—Richard Sousa

Kimberly Davis as always very professional

—Gerardo Guzman

We worked with Kim Davis and she was on it from the beginning. She got my clients approved when other lenders couldn’t and at the end of the day, my our clients were happy! Thanks Kim!

—Mika Jimenez

Kim Davis is so thorough and knowledgeable. Walks you through step by step. Total open communication and usually replied back within the hour.

—Maria Rosado, Client

This was the best experience I've had with refinancing my loan.

—Gustavo Mora, Client

Kimberly and her assistant went above and beyond to get us a good loan with a great rate. She was there for us at 10pm one night, on weekends, Kimberly is GREAT!!!

—Robert Anderson, Client

Kimberly Davis as always very professional.

—Gerardo Guzman, Client

Kimberly Davis is amazing. She goes above and beyond what is asked to make her clients satisfied. Academy Mortgage will always be my first choice when buying a home.

—Jason, Client

Great experience. I just referred another client to Kim.


Kim Davis and her assistant made this entire process so easy, I almost forgot that we were in the middle of an actual refinance. It was literally effortless.

—Nicole Doyle - Client

Being a first time home buyer, Kimberly and Diana made my experience smooth and easy!! Overall I really enjoyed working with them to make my home buying a success. Thank you.

—Rosalva Vargas

We had a great experience and loved working with our Loan Specialist, Kim Davis, and would recommend Academy to all of our friends.

—Anver Wolf, Client

Kimberly and Diana were amazing. We will be sending anyone that is looking to buy over to Academy. They were so helpful, and answered all questions we had.

—Jose Alves - Client

Kim & Diana are excellent! Great communicators with me and my clients. They always keep me in the loop throughout the whole process. I highly recommend them to my clients.

—Ricardo, Realtor

kim davis and diana are amazing. great communicators.

—nick owens

I had a wonderful experience. Both the loan agent, Kimberly Davis, and her assistant Diana made the home buying process seamless. They always kept me up to date, and followed up with me if there were any changes. They explained everything step by step. They went above a beyond. Exceptional customer service. When I refi to a conventional loan I'm calling Kimberly.

—Maria Rosado, Client

Every single person we talked to were all so kind and very helpful great team good people ??


Kimberly and her staff were wonderful from the start. I can't say enough good things about everyone at Academy. They are proactive and responsive. Communication was great every step of the way. THANK YOU!

—Kimberly DeMello - Client

Kimberly Davis was our loan officer. She was incredibly kind, understanding, and informative at all steps of the process. I don't think we could've asked for a more helpful or professional partner.

—Erynn Farmer

Kimberly Davis was patient with the many variables that arose during our home purchase. She was also very thorough in explaining the specifics of our loan process. We always left our meetings with her feeling encouraged and well taken care of; her expertise in the field was exceptional. Kim sought out any information required to answer our questions beyond the scope of her position. We would certainly use Kimberly again!

—Dennis and Janna

Kimberly was great to work with and very great at explaining everything to us

—Marco Martins

I had the absolute best experience, Kimberly Davis is beyond professional and provided the absolute best customer service


Kim Davis was great! She was prompt with answering all my questions and was very informative during the whole process.

—Stephen Wray

My experience with the people at Academy was outstanding. My Loan Specialist and her assistant took great care with me. Kimberly was attentive and informative. I truly appreciate her.

—Tonya Holmes, Client

Please read above comment. Kimberly Davis was personable, professional and supportive of my desire for home ownership!

—Karyn Clark

Kim and Diana are awesome! They take the time and are very helpful.

—John Papadogiannis, Client

The communication is awesome. When I am told something is going to be done or a call is going to be made - it is.

—Pam Giusto - Real Estate Agent

My girlfriend and I were first time home buyers with no clue about the process of purchasing a home. However, Kim Davis and Diana Gudino-Criswell took the time to explain the entire process and guide us every step of the way. They were always available to answer any questions we had, and made sure we understood each document we went over. The loan process went very smoothly and we are now enjoying our beautiful home. Thank you both for all of your help! I would definitely refer anybody looking to buy a home to these two ladies.

—Henry Shamoeil

Kim at Academy was Great. She was patient, knowledgeable, easy to work it, explored all options which lead to a successful purchase of our new home. I've already recommended Kim at Academy Mortgage to my son. I had a great experience.


Kim and Diana always kept us abreast of any changes and/or requests/information that we may have needed throughout the process. This is the 2nd time we have used Academy Mortgage and the 3rd time Kim has been our loan officer.

—Shaun Hale, Client

Kim was amazing to work with & the entire staff. Will recommend them to friends & family

—Marlene Sousa


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