Kim Smith

Loan Originator
NMLS # 1622241
State Lic TX #1622241


The Woodlands
128 Vision Park Blvd
Suite 230
The Woodlands, TX 77384
Kim has been in the mortgage industry for 10+ years. What sets her apart as a Loan Originator is her experience in the Operations positions she held before getting her license in 2017. She knows the loan process from start to finish and can educate her clients throughout the process ensuring they understand each step.

Kim believes that being knowledgeable about your home loan means being comfortable with your purchase. This is extremely important to her because buying a home should be an exciting, easy and positive experience.

Her hobbies include boating, fantasy football and trying to get her three kids and her grandson in the same place at the same time!

Choose Kim as your mortgage professional and you will LOVE the end result. She will go above and beyond to make sure your experience exceeds your expectations.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.

—Adam Kessler, Chairman of the Board, Academy Mortgage