Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Kim Ullrich

Home Loan Specialist
NMLS # 306250
State Lic FL #LO8958
201818_kim_ullrich_Kim Ullrich
I have over 27 years of mortgage lending experience. I have worked with, and continue to work with, new home builders in South Florida, realtors, past clients, and referrals.

I specialize in FHA, conventional, VA, new construction and jumbo residential loans. My assistant, processors, underwriters, and closers are located directly in my office. I control the entire process from beginning to end. Whether you are purchasing or refinancing, I can help you obtain your goals with a broad portfolio of products.

I am a member of the 2017 Executive Club, 2016 Top Producers Club, and 2014 Top Producers Club at Academy Mortgage. I am also a member of the Gold Coast Builders Association, a winner of the Hometown News award for Vero Beach, FL, and a volunteer with the Boys and Girls Club.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Kim was great !!!!

—Karen Burdge

This was by far the fastest and most friendly experience I or anyone else could have had in refinancing a home through Academy Mortgage. Each person at each step of the process was very polite and professional. However, there is one person that I want to personally thank, and that person is Kim Ulrich. Without Kim's tremendous knowledge and help at the beginning stage, I never would have advanced any further. She really is the best Loan Officer anywhere. I should know because I must have talked to about 8 different institutions on buying or refinancing a house, and all of them turned me down because they did not have the expertise knowledge that Kim has. Academy Mortgage is very lucky to have Kim as their Senior Loan Officer. She is a role model for all other banking and mortgage institutions to follow. She should publish her own book on being a Senior Loan Officer. She is that good. She is also very caring, sincere, and professional in every way.

—Barry B.

We always felt informed and guided. There were plenty of explanations for us about this industry and how things go. We simply wouldn't have this house this year without Kim's intellectual knowledge.

—Thu-Hien Nguyen

I must say this experience have been the best! Kim was so helpful and I will only do business with her and her company in the future!

—Allon Yarkony

Kim Ullrich & Kristen Young are hands down the best & easiest to work with to make your dreams come true!

—Veronica Rico

We were weary because we started out with another mortgage company and were referred to Kim Ullrich. Boy were we ever lucky. Had an excellent experience.

—Julian Lucas

It is been a year since you made my dream house come true. It wouldn't be possible without your hard work. Thanks for helping me look forward to go home everyday after work. I enjoy staying home with my family. May God always give you more wisdom, patient and knowledge so you can continue to put a smile on other people face.

—Odile Saint Hubert

My experience was exceptional. I was probably one of Kim most difficult clients answer yet she and her team was patient and helped me every step of the way. Thank You.

—Jared L. Wallace


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


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