Kristi Lacroix

Loan Officer
NMLS # 219430
State Lic WA #MLO-219430


316 West Boone Avenue
Suite 363
Spokane, WA 99201
Mobile: (509) 475-8890
Direct: (509) 340-1955
Welcome to Academy Mortgage and my website. It is my pleasure to have the opportunity to work with you on the biggest and most exciting transaction of your life. Whether you are purchasing your first home or re-financing your fifth, I pride myself in meeting and exceeding your expectations during the entire process. Remember you are the boss and my objective is to search out the best rate and program that best fits your financial picture.

Since starting my career in lending over 20 years ago, I have been able to work many aspects of the industry including loan processing, underwriting, escrow closing and originating - I know what it takes to put your loan package together! My specialty is first time homebuyers and my experience includes FHA, VA, Rural Housing and Conventional as well as self-employed and investors. Please feel free to call and interview me today; I would love to hear from you and help you get into the home of your dreams!

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Kristi and Ann were both amazing through the entire process.

—Robert Zehnder

When it came down to closing before the weekend or after the long holiday weekend, my loan officer Kristi was willing to drive out to the house to complete a last minute request by the appraiser to paint a specific area around the carport to get is closed before the weekend for all parties.

—Michael Raymond Crowley IV

Kristi Lacroix provides amazing customer service! Her communication is top notch. She answers her phone, and if she can't you can expect a quick call back! Her knowledge of current mortgage conditions and trends make her a wonderful resource for first time and experienced home buyers alike! I highly recommend Kristi. She has handled numerous loans personally for my husband and me.

—Ronda Church

Everyone at the Spokane office are very nice, professional and always kept us aware of all the steps of the loan process.

—Sandra Nowaski

Academy made the proceeds of buying our home very quick and smooth and stress free!