Kyle Wolcott

Branch Manager, Producing
NMLS # 1164841
State Lic WA #MLO-1164841

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Kyle was a huge help to us when the offer we had on a home fell though after chewing up precious time in the 30 days we had to get relocated from California. He accomplished the impossible and got us keys to our new home in 20 days, start to finish. AMAZING. I highly recommend Kyle!

—Kelli Carabello

Kyle was thorough and professional throughout a difficult transaction. Calls were returned timely and many balls were delicately juggled to accomplish the needed communication and documentation with all the players involved. Extremely satisfied !

—John Stiefel

Kyle assisted me in the purchase of my first home. Being such an important step in my life I am glad I chose to work with Republic Mortgage and with Kyle. He made sure to answer all my questions and make sure that I felt "in the loop" at all times. I will definitely be giving his name to friends of mine when they start looking for homes of their own. Thank you Kyle!

—Ashlem Maraulja

highly recommend Kyle to anyone that is looking for a mortgage loan. Kyle and his mother helped me into my home in less than a month. He stayed in touch with me the whole time to help me get through the process quicker. My experience with them couldn't go any smoother. Thank you sir for making my first home purchase not only pleasant but informative.

—Victor Diep


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Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


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