Laura L'Italien

Loan Officer
NMLS # 457627
State Lic MD #26-29999, DE #MLO-457627, PA #54081
Laura L’Italien is a Mortgage Loan Officer serving Elkton, Maryland.
She has been in the mortgage industry for 32 years; helping people like you obtain their goal of sustainable homeownership. Laura truly understands that mortgages and lending can be unfamiliar territory for many.

Over the years she has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first—time homebuyer, refinancing or buying your third investment property, Laura will guide you through the loan process seamlessly by providing quality communication and advice. Laura can provide a wide range of home loan options that makes the most sense for your situation.

What are the benefits of working with an Academy Mortgage Loan Officer? The thing that makes Academy so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process in—house. Laura will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven track record of closing loans quickly and efficiently.

Download Laura’s My Mortgage: Mobile App today for a trusted mortgage calculator and her contact information.

Does it sound too good to be true? See Laura’s impressive rating and reviews on Zillow.

Laura offers Conventional, FHA, VA, USDA, The Maryland Mortgage Program, or down payment assistance loans servicing the Tri-State area of Maryland, Delaware, and Pennsylvania.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Great! Helpful! Made me way less nervous than I thought I would be because they answered all my questions.

—Nicole Worden

Laura is the best. She is always on top of the process and my go-to person whenever I have a question. She always has the answer. I have all the confidence in her. This was a tough deal and she got it through and settled on time.

—Linda McKinnon

Very nice people and so professional during this whole time

—Emmanuel Chavero

Laura and Mary keep everyone informed during the loan process, ensuring everything goes smoothly.

—Nancy Collins

The people were all very helpful. The communication was very clear & all our questions were answered quickly.

—Shon Everett

Everything went very smoothly and unstressful !!

—Charles Orem

Laura made a great first impression on the buyers, and was able to provide their needed loan despite their having a family member working at a regional bank who was pushing for that lender.

—Bill Standiford

Laura Litalien is an amazing loan officer, she talks you through everything and helps you to get the best result you can. I would recommend her to anyone!

—Jesse McGee

Amazing experience

—Shirley Czerwinski

Great company and staff. I Highly recommend.

—William Steele

I was kept informed every step of the way. Friendly and knowledgeable

—Oneida Martinez

Laura is amazing! I couldn’t thank her enough. She was extremely helpful every step of the way!

—Heather Sembert

Everything was explained and responded to quickly. Would definitely recommend you to family and friends

—Robert Heil

Such a wonderful company. They assisted me throughout the whole process and made everything stress free! Thank you academy mortgage!

—Joseph Messick

Laura was amazing! Conjugated better than any other lender I have worked with me with both myself and the buyer!

—Stacy may

Everyone was great and Laura kept everyone WELL informed


Laura L’Italian was great. She communicated with me for every step of the way and was very accessible.

—Suzette Burgess

Laura L’italian was great! I have and will recommend her to anyone in need of a mortgage. She made the entire process very easy for me and walked me through each step. She was available for questions anytime I asked and always got back to me promptly which I very much appreciated.

—Abigail Planck

Laura was great. Had answers for all our questions and was a pleasure to work with

—Andrew Eisner

Mary and Laura are fantastic to work with! Thank you for a smooth settlement!

—Samantha Munson

Laura L’Italien was amazing and I would recommend her to everyone. She made this whole experience easy and comfortable. I will really miss working with her.

—Michael Tolbird

Academy always does a great job for my clients

—Nancy Collins