Laura Merrifield

Branch Manager, Producing
NMLS # 377563
State Lic HI #HI-377563, CA #CA-DBO377563


Honolulu Ala Moana
677 Ala Moana Blvd.
Suite 708 and 709
Honolulu, HI 96813

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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I was originally working with FHB, and was referred to Laura who gave me 4 refinancing scenarios as compared to FHB who quoted me only on my original intention of moving to a 15yr loan. Laura’s knowledge and excellent service opened my eyes to new options and possibilities in maximizing my future financial opportunity.

—Byron S. Au

Excellent her relationship with the outside broker helped our client get the property he really wanted.

—Linda Mensching

Thank you for holding my hand through this journey. Thank you for keeping my spirits up.

—Karyn Renee Perry

Everyone was VERY friendly and attentive. We were updated regularly and questions were answered at a timely manner. Laura and Stacy were so helpful during the whole process!

—Jessica Ashley Domingo

Laura and Len were both tag teaming and so on it every step of the way! Their communication was superb and I never had to "track them down" or wait for their responses. Very impressed indeed!

—Gwen Herrington

Laura Merrifield was terrific and went above and beyond our expectations to get us the best rate and option to refinance our home. Definitely recommend Academy Mortgage!!

—Dalbert Rivera


—Karyn Renee Perry