Lauren Morris

Loan Officer
NMLS # 328327
State Lic CA #CA-DBO328327
Lauren Morris has over 16 years of experience in the mortgage industry. Her areas of expertise are Conventional, VA, Federal Housing Administration (FHA), USDA and helping 1st time homebuyers as well as experienced investors who appreciate her extensive knowledge in these types of mortgage loans.

Her professionalism and sincere care for her clients has helped her become one of the valley’s top producing loan officers. She has earned multiple Excellence Awards over the years. Lauren is not afraid of a challenge and works tirelessly for her borrowers.

Lauren has lived most her life in the Modesto area and believes in building prosperity within the community. She takes great pride in helping homebuyers in our area obtain the American dream of home ownership.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.

—Adam Kessler, Chairman of the Board, Academy Mortgage