Leticia Ramos

Loan Officer
NMLS # 218180
State Lic NM #218180, TX #218180
2018725_leticia_ramos_Leticia Ramos 2
Se habla español.

My passion has been helping people attain the American Dream of home ownership for over a decade. My clients often claim that I have helped them when other mortgage professionals could not. My ability to creatively structure loan programs to best suit client individual needs is what sets me apart from others in my industry. Because of my passion for low to moderate buyers, I have my DE underwriter certification. This gives me a unique brand in the marketplace. In addition to my extensive knowledge of FHA, I am an expert and “Go To” person for USDA and VA as well.

My goal is to ensure that each of my clients and referral partners experience the difference it makes to work with a lender who loves what they’re doing, one who understands the importance of clear communication, on-time closings, and who possesses an in-depth knowledge of various loan programs with ever-changing guidelines. Since 100% of my business is referral-based, having the ‘wow-factor’ is a crucial part of my business.

Your Home Value

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Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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