Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Luke Cronin

Loan Officer
NMLS # 395240
State Lic CO #100019166

It’s all about service at Academy Mortgage, and our company has been meeting the needs of home-buyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of home-ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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I was referred by my real estate agent and my appointment was scheduled the day I called. I needed a few days to figure some things out and after that, I was in right away. Luke Cronin met with me and showed me a number of scenarios and options I had. He let me know everything I would need to do and everything I was looking at ahead of me. It was a relaxing, non stressful meeting that made me very optimistic. After that, I dealt over email with Suzanne Cronin, Jenny Stein, and Sandra Ressler. I was dealt with quickly and accurately. All of my questions were answered within the hour if not in minutes. I was thanked for providing documents needed. You can really tell this business is family run and they treat you like you are part of the family. I am truly thankful to have been referred to Academy at this point in my life. It made a big difference in my buying process. I am extending a big thank you to everyone at Academy Mortgage!

—Christopher Farrell

They made everything so easy! Would recommend them to anyone and everyone!

—Shelby Brug

Could not have been easier or more complete. Thank you for your help through the whole process.

—Erich Purcell

Luke made my experience painless and enjoyable! I am so happy that he was able to help my parents and I buy our house. I will definitely recommend him, and hope to work with him again in the future. Thank you for everything!

—Kaitlin Dickson

Luke was great; kept us up to speed & worry free.

—Aaron Lee Moore

—Caleb Cheshier

Luke Cronin and his whole team were super friendly very knowledgeable. I always felt I could call them anytime. And they worked perfectly around my schedule of working nights.

—Timothy Armfield

Went well timely and relatively painless!

—Edward Leo

Everything went very smoothly-this is a great team-made my home purchase really easy during a stressful time.

—Geneva DeReus


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage