Lynnae Aguilar

Senior Loan Officer
NMLS # 210683
State Lic UT #5636574, ID #MLO-19574

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage

Great service, going the the extra mile to make a family's dream of home ownership come true. Truly thankful for all your help.

—Kessia Amaya

I always know where i stand, everyone is truthful, understanding, and educate when necessary. I know if there is any way that my transaction can be achieved, it will be done by my Academy Team!!! From the Loan Officer - to the Processor, to the Underwriter - I am grateful for each of you!!!! Lynnae is not afraid to tell me exactly what is going on with my loans, good, bad, or indifferent. She is always up front, helpful, always friendly, and keeps her agents updated with anything new that comes along. I don't like to use any other lender, I am spoiled with my Academy Team!!!


Academy Mortgage worked real hard to achieve our dream of owning a home.

—Howard McClain

easy to work with, very nice and fast to respond to any questions.

—Derrick Lopez

When I became a Real Estate Agent, I started working with Lynnae Aguilar & her team. I've been forced a couple of times to use other lenders, but always try to get my clients to use Lynnae & her team, as I've never been let down. I know if there is a way to help my clients, that my team will achieve it!!! I feel very comfortable, with all of my team there at Academy Mortgage, and trust each and every one of of my team. I will only work with Academy Mortgage, as long as my clients don't insist upon using another lender!!

—Deborah Ingram

We as a family, couldn't be any happier with our service that we received. This loan turned into a nightmare for all of you working on it for us and caused many headaches and sleepless nights for everyone involved. I wouldn't hesitate to refer anyone to your team for a mortgage or home loan needs. You all did an amazing job!!! Thank you all from the bottom of my heart for all your help!!! Sincerely, the Powell's

—Scott Powell

If and when my wife and I purchase another home, we will use Lynnae without a doubt. Extremely professional, helpful, and always there if a question or need arises.

—Joshua Rowe

I'm happy, my business is successful because working with lynnae


i really appreciate that you took the time to walk me through the mortgage process, being a first-time home buyer i was a little lost, but you made it very easy and clearly explained all of the steps, which i appreciated.


When Academy says they will get your loan done they do. When they say they will have it done on a given date they do. Academy delivers.

—Marc Kupau

Lynnae Aguilar projects the utmost professional image as well and respect an understanding toward me as a client throughout the whole experience. I am a first time home buyer so I wasn't sure on what to expect, however Lynnae provided impeccable customer service consistently.

—Daniel Payne

I have really enjoyed working with Academy the last few months and I will continue to do so.

—Tennille Ridgway

Academy was the lender for recent buyer clients of mine, and Academy did a fine job on providing the funding. This was my first contact with Academy. I will add them to my arsenal of lenders.

—Gil Taylor

I can not express how efficient Lynnae was in our process. With all the bumps in the road we had, she made it work for us. Without her extensive knowledge and experience, I'm sure our process would not have gone as smooth as it did. We are truly grateful for all that Lynnae did for us.

—Stephen MacLaurin

I was really impressed with Lynnae and her willingness to be such a big help! She went out of her way several times to make sure we understood the process and what was going on. She was always very timely and responsive whenever we needed her.

—Amanda Waddoups

Great experience, very knowledgeable.

—Darrell Olsen

Everything was great. If I had any questions they were answered quickly as possible and all the information provided to me or required from me was explained very clearly so I always felt very comfortable knowing everything was going smooth.

—Brandon Stott

Lynnae was excellent, truly knows how help her clients. I never thought I could buy a home on my own, but with Lynnae's help I was able to make it a reality. Thank you so much!

—Adam Wright

I applied for a home loan prior to Academy and felt as though they did not care if I had an approval or not. Lynnae gave me different options and avenues to the best loan rate possible.

—Ryan Robertson

Lynnae is the best and knows exactly what she is doing! Very helpful excellent at her profession!

—Ivan Langston

Everyone was great and I was very pleased with the service I received! I would definitely refer them to friends and family. Thanks to all for caring and a job well done!

—Suzi Gleeson

Lynnae is hands down the best there is. I recommend her and academy every chance I get.

—Ron Marion

Lynnae Aguilar always goes above and beyond the expectations. I can't say enough about her. Academy Mortgage, Lynnae Aguilar, has and always will be my first choice recommendation to my clients. Best rates, best teams and best service all around.

—Jodi Zandel

Working with Lynnae at Academy Mortgage was amazing. She made buying a family house so easy. Lynnae worked fast to get things done, and walked me through everything. She was very professional, kind, and pleasant to work with. I would recommend her to anyone buying a home.

—Stacey Nance

First transaction with Lynnae Aguilar and her team. It will not be the last. It's nice to find a lender who can meet deadlines.

—Corinna Nelson

I may have only started in this industry a short while ago, but I can 100% refer any Realtor or client to Academy and have no worries that it will back-fire! Academy Mortgage has exceeded my expectations and have went through hoops that no other mortgage company would to make the deal work and my clients happy. Lynnae has been the best to work with and I will continue to send my clients to her as she has the personality to read any client and resolve the issue. Thank you Academy & Lynnae for being so amazing!!


We were pleased from beginning to end. Everything went smoothly.

—Marion White

We never could be in our new home without the help of Lynnae and Academy Mortgage - not many other lenders have the flexibility to work with persons in our unique situation.

—Mark Axelson

It was great experience to work with your team. I am appreciated your partnership.

—Gary Nguyen

Lynnae rocks!!!


Lynnae made the transaction very simple and easy from my first phone call to her. From getting pre-approved so that I could look at homes to the final signing, she was very quick and professional in answering all my questions. Since I am out of state she made the loan process a breeze.

—Gordon Miller

Lynnae was very quick in providing us with a cash letter to have when we presented our offer to the selling agent. Also, when we got to the point of signing the application for the second offer we put out, Lynnae went out of her way to meet me somewhere other than her office so that I would not have to miss so much time from work. Thank you Lynnae!!

—Stephanie Sigman

We are very pleased with our experience with Academy Mortgage. Our experience was truly amazing and went so very smoothly, that we would refer all friends and family in the market for a new home or refinance. Thanks so much to Lynnae Aguilar and her associates for all of the great help, professionalism, kindness, and attention to detail. I know that things wouldn't have gone as smoothly somewhere else.

—Leslie Faulkner

Delightful, Helpful, Professional!! Job Well Done!!

—Edward Lenhardt

My thank you goes out to Lynnae Aguilar for all her hard work when obstacles arose she did everything she could to overcome them and keep us informed.

—Thomas Dillard

Nothing everything takes time . The time was sure worth the wait. The Realtor Trish Thompson, to the Loan officer Lynnae Aguilar, to the assistant that organizes all the paper work Melissa Wheatley this ladies were just amazing to work with . They did everything possible to help our family succeed in buying our first home. We could be more great ful and thankful to this wonderful Academy Morgage Team.

—Lilia Ixta

Regardless of how complicated or challenging a particular loan may seem, Lynnae does not hesitate to get it closed. Sometimes, this means jumping through really big hoops, but it still happens, always to the benefit of our client.


Overall it was really fast and painless. Lynnae was really good at explaining the steps that I would be going through. She was very honest as well.

—Meghan Taylor

When I first started I was hesitant and unsure if I was making the right choice to buy a home. As a first time homebuyer, I was starting the loan process with Wells Fargo and the service was just not that great. It was taking so long just to get simple answers and I honestly was about to give up. That is when my Realtor, Kelly Waters, referred me to Lynnae Aguilar. Immediately Lynnae asked a few questions and provided me with options and more in the 5 minutes we talked than I had received over 3 weeks with Wells Fargo. I immediately felt relieved and actually excited to start the home buying process. Lynnae was quick to get things done, kept me informed with everything, and was able to explain things and answer my questions/concerns quickly. I am so thankful for Lynnae and her team at Academy Mortgage!

—Dyllan Bailey

Lynnae was great and fun to work with she is very knowledgable. Melissa was also very helpful. Academy really helped make this a nice transition.

—Sterling Bryant

Lynnae is awesome and communicates well. Lynnae is a rock-star!!! She offers many competitive loan options for buyers to consider, simplifies the loan process for buyers and is tenacious about meeting contract dealines!!!

—Kelly Waters

You guys were great! I never thought I could own a house. I filed for bankruptcy a few years ago, I'm single, and I never thought I would qualify. Not only did I qualify, you got me into my home with 0 down! I have been more than pleased. It was a very simple and easy process, and that's saying a lot when there's hundreds of pages of paperwork involved in purchasing a home!

—Carrie Clement