Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Lynn Whitecar

Loan Officer
NMLS # 251636
State Lic UT #5489817


2180 South 1300 East
Suite 100 & 120
Salt Lake City, UT 84106
Direct: (801) 456-7800
Welcome to my website!

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Lynn is the best period. I know my loan was challenging, but Lynn found a way to make it work. I am very happy with the outcome. I will be back if/when I need to refi my home loan!

—Zachary Robinson, Client

My husband and I really have no complaints. We were very excited to buy our first home and Lynn did a great job of taking us through that process.

—Jason Kirby, Client

Lynn did great and really looked out for my best interests.

—Martin Slack, Client


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage