Mark Charlton

Branch Manager, Producing
NMLS # 843164
State Lic OR #843164, CA #CA-DBO843164, WA #MLO-843164, ID #MLO-21910, AZ #LO-0945298, MT #843164


Born and raised in the Pacific Northwest, Mark grew up working on fishing boats as a third generation commercial fisherman. There he learned that hard work, dedication, pride, and integrity are a winning combination in any business. After attending Oregon State University, where he studied Business and Economics, he developed a passion for helping others.
These passions eventually led him to the Mortgage Industry where he has the ability and privilege to help others on a daily basis. Mark takes pride in working hard, paying attention to detail, and striving to give the greatest experience possible to his clients. He uses an investors approach to the mortgage industry; helping clients create a plan, not only to accomplish their dreams of home ownership, but to move them towards financial freedom.

I invite you to put us to the test. Let me show you how simple and easy getting a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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The whole process went very smooth and was done very quickly and professionally. This is the first time we do this from long distance, us being in Texas and signing all my documents online. Amazing process! Thanks!

—David Gonzalez

As a first time homebuyers I was pretty scared but everyone at academy made it very simple and they walked us thru everything they are very knowledgeable and are always available to answer any questions we had.

—Yesenia Arevalo Mendoza

The entire tem at Academy Mortgage we're very professional, courteous and knowledgeable. Communication was outstanding in that I could always reach Annalise or Leanne with any questions I had and they would always take the time to take our call and speak with us. We found that the emails we received from Mark letting us know where we were in the process and what to expect next we're invaluable. I feel that Mark and his team were truly interested in providing us the best home mortgage for our needs. The whole process was flawless and quick. This is the second time that Academy Mortgage has helped us with our home mortgage needs and I would not hesitate to use them again.

—Linda Church

Loved working with Mark and his team. He is so knowledgeable and super nice! Brittany is spot on choosing him to work with.

—Michelle Renee Gray

Everyone in the office is very helpful and easy to work with!


Everything was easy, and I hope that if/when we apply for another home loan that it goes as smoothly as our first experience! I will be a returning client! Thank you!

—Sylvia Vanessa Cornejo

Easy loan. They did a wonderful job of getting it through underwriting fast

—Judy A Haynes

This was one of the best and smoothest transactions I've done with a lender in my 28 years of high volume real estate. Thank you Mark and Cat for being so communicative, and paying attention to every detail. You are wonderful to work with - looking forward to doing more in the near future.

—Heidi Hawk

Everyone was more than helpful! Mark and his team were always available, super friendly, informative, and made our first time home buying experience great!

—Brittany Fields

We worked with Mark, Matt, Leanne and Annilese, all were fabulous and quick to respond to us. Mark and Matt were especially useful for helping us get our credit up to the needed score, a process that previously made us nervous.

—Mia Saniti

The videos and progress emails were helpful but make every step mobile phone friendly for document review.

—Vladimir Sadoma

Exceptional communication throughout the process!! When dealing with finances and houses, communication and trust is at the top of my list. Every step was easy. Thank you!!

—Karen Barr

The people who helped me through this loan process were extremely helpful and understanding with all of my questions and concerns! Thank you all so much for making this process a smooth as could be!!

—Peter Rezac