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Mary Jane Douma

Mary Jane Douma

Branch Manager

1114 North 1st Street, Suite 101, Grand Junction, CO 81505
Own what matters
Own what matters

About Me

I’m a native of the Grand Valley! I grew up in Loma on a small family farm.  When I graduated from high school I worked for the local credit bureau, then moved into banking and, finally, found my passion in the mortgage industry.  I’ve now been in the mortgage industry for over 30 years and am still loving every minute of it.

I’ve been married for 40 years to my husband, Park. We have two children and three granddaughters. In my free time I enjoy spending time with all of them.  Years ago, we started a tradition of Sunday night family dinners.  This has become the highlight of my week.

 It’s important to me that, as a client, you are comfortable with what you are getting as far as a mortgage product and that you understand the process.  I specialize in first time homebuyers and love working with my repeat clients. I look forward to earning your business!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
5.0
4.91
Sara
Jan 31, 2024
Verified

Maryjane was responsive and cared about us
Cody
Jan 31, 2024
Verified

Mary Jane was very easy to get a hold of and did not hesitate to answer any question we had
Hannah
Jan 05, 2024
Verified

Mary Jane was excellent to work with. She, and her team, went above and beyond my expectations to make this process easy, timely, and stress free. I will gladly recommend Mary Jane to my colleagues and family.
Tracy
Dec 06, 2023
Verified

Mary Jane is a very professional, friendly and helpful mortgage lender! She is a wonderful person and easy to work with. I would highly recommend her to anyone looking to purchase a home.
Julia W
Nov 10, 2023
Verified

Mary Jane was fantastic and helped us every step of the way. We knew we were in great hands with her, and she took the stress out of the financing part of our transaction. We truly appreciate her so much!!
Jeffrey
Nov 10, 2023
Verified

The process went very smoothly. Always had confidence that are loan was going to be ready on time.

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Awards

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Causes I'm
passionate about

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NMLS ID #240056
I am authorized to do business in the states of Colorado and Florida.