Matthew Merrill

Branch Manager, Producing
NMLS # 115282
State Lic OR #115282, WA #MLO-115282
Buying a home is one of life's major events. That's why choosing the right mortgage lender is key. And that's where I can make a significant difference as your Branch Manager at Academy Mortgage. With over 10 years of residential lending experience, I'm dedicated to making sure your mortgage will be processed and closed with minimal stress.

As I guide you through the loan process, I'll answer your questions in detail and explain the mortgage option I've recommended. Along the way, I'll be able to provide you with accurate updates regarding your loan's status. My business philosophy is simple: I'm committed to providing excellent customer service.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Matt did a fantastic job, he went above and beyond my expectations. We had a tight timeline to get things wrapped up before the Mortgage Lock expired, the team at Academy did a stellar job getting things prepped for a seamless transaction. Once the builder finally finished, it was simple. Thank you!

—Kevin Soma

Matt has once again exceeded our expectations. We always come back to him and his team and will continue to do so for any future mortgage needs.

—Joseph Partridge

Matt was very patient and helpful no matter what the question.

—Mark Gjerswold

My experience was very pleasant.

—Brenden Hoberg

Matthew Merrill was outstanding. I've already referred him multiple times and cannot express in words the appreciation I have for his support along the way. His communication was constant, I was aware of every step and knew I could trust and rely on him to make the relationship seamless. Definitely felt like an experience and not a transaction.

—Sarah Schaefer

Matt Merrill was great - a true professional and very easy to work with.

—Ryan Throop

Matt was very helpful with any questions and was always available to respond to them or any of our needs.

—John Holt

Matt was knowledgeable, informative and made a difficult process fun. The Academy Mortgage rates were aggressive and the process went smoothly. Our thanks to Matt and the entire Academy Mortgage team; I highly recommend them!

—Erik Buhl

As a first time home buyer i was anxious about the process. Matt was able to break down the steps and provide an explanation that i could understand and feel confident about. Matt's communication was absolutely amazing, being able to text a question, and have it answered quickly, was certainly beyond my expectation. Academy was quick and efficient, like an experienced team of professionals who really know what they are doing.

—Jered Willhite

Matt did great. The whole process was very painless. I would’ve like a lower interest rate, but all is good.

—Robert Hoy

I call Matt every time I need financing. In my opinion there's no one better. He's fast, efficient, keeps me informed on the process and always answers my questions in a way I can understand. I recommend him to everyone i know.

—Kaleb Hunter

Wow! The experience with Matthew Merrill was more than exceptional!!! He was available 24/7 even in his vacation time! That is why I choose him!!! I had been out there looking for quite awhile and had encounters with few people, but Matthew's responsiveness disarmed me to not look any further! I could not have had a better experience. I am truly convinced! He went miles to make sure that he got the best deal for me!!! Honestly, I don't think there is anyone better than Matthew. If there was a little issue coming from the seller, he dealt with it with my realtor without me even knowing and worrying... they made the problem go away and told me later with ease. I could tell more amazing-ness, but I'll stop to let others have their own experience!!! ;-) Thank you, Matthew!!!! I owe you one!

—Ildiko McDonald

Matt was great! He made everything go smoothly and kept me informed the whole way.

—Amberlynn Howard