Matt Hickman

Branch Manager
NMLS # 250183
State Lic UT #5952666

I specialize in consulting with buyers and matching their needs with specific loan products. As an important part of my responsibility, I constantly educate myself to industry changes, ensuring the best overall program and benefits for my buyers. I have been in the mortgage industry for over fourteen years, joining shortly after graduating from Brigham Young University. I grew up in St. George and love all aspects of my hometown. My wife and I are the proud parents of four sons and one beautiful daughter. Our team was created to give our clients the best lending experience. We would be honored to help you with your homeownership dreams.



Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage

Academy has been a great partner. We have had success with every transaction. My clients have been pleased with their attention to detail and their customer service.


Academy is heads and shoulders above the competition. The staff is very cooperative and responsive and gets the job done in a timely and professional manner. With the in-house underwriter they are unequaled among mortgage companies. The manager is the best that the business has to offer.

—Terry J.

My experience with Matt Hickman, his team and Academy Mortgage has been outstanding. His attention to detail, his knowledge about the lending business, his big picture outlook set him apart from any other lender I have worked with. I would highly recommend him to anyone.


I am a real estate agent and I refer all my clients to Matt. I use him personally and he was able to get me a loan when I was turned down by the big banks. Matt finds the best loan at the best price!

—Sally J.