Megan Lower

Branch Manager, Producing
NMLS # 241030
State Lic CA #CA-DOC241030, AZ #LO-0916042
Se habla español.

Getting the lowest quote doesn't guarantee you'll always get the lowest rate. You need to be able to trust that your Loan Officer will always be working for your best interests and is always Up-Front with you.

I have been in the Lending industry for over a decade now. I closely work with a variety of loan programs such as USDA, FHA, HomePath and Conventional. I have also completed my CMPS Certification (Certified Mortgage Planning Specialist). This is extensive training and understanding that a mortgage is really an asset management tool that has long term implications on our client's financial goals. My job is to help the client choose the right mortgage that will most effectively help them reach their long term financial goals.

What you get from me is a highly trained individual who understands all the mortgage products and who will guarantee that their rates and fees will be the same at the end as they told you in the beginning. Knowledge and integrity … what more would you want from your Loan Officer? Well we provide that too. My Processor, Underwriter and closer/funder are in my office, which means.... your file never leaves our site and we have 100% control of your file from start to end. Good or bad... We always stay in communication with you to always let you know what is happening in the process.  

Call or email me!!!

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Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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It was easy and great. No problems.

—Frank Linarello

Megan Lower keep us well informed during the process and provided us with outstanding service. We were able to close on our new home in a shorter time frame that what some other lenders had estimated. Thank you for taking care of us.

—Christopher Engelsman

—James Nundahl

Very straight forward, easy to work with being that we are all on limited time due to work schedules.

—Alex Fletes

Everyone was very helpful and made my first home purchase a breeze. Thank you all!

—Carlos Diaztorres

I was very pleased with how fast and smooth everything went.

—Kandi Beaver