Merica Street

Branch Manager, Producing
NMLS # 237728
State Lic CO #100018755
2015430_merica_street_MericaStreet

CONTACT INFORMATION

1114 N 1st Street
Suite 101
Grand Junction, CO 81501
Mobile: (970) 270-7594
Branch: (970) 208-1301
Welcome!

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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I love working with Merica. I always know my Buyer's are totally taken care in a friendly, efficient and professional way. My goal as a Realtor is to make the Buyer's experience as positive and seamless as possible and working with Merica as a team, certainly helps us accomplish that goal.

—Lori M. J. - Realtor Partner

As always, working with Merica Street and Academy Mortgage was a top notch experience. I always know my clients will be happy with their home buying experience when working with Merica.

—Shannon R. - Realtor Partner

Merica was awesome to work with on my first transaction. She was so helpful, accommodating, and informative. I will definitely refer future clients to her.

—Desiree Garcia

Our experience with Academy Mortgage and Merica Street, was awesome!

—Derrick H.

Merica has always made this process as easy as possible for my family. I recommend her to anyone needing mortgage services and would especially to those who have not had the experience in the past as she is great with the explanation of the process and is constantly in contact throughout.

—David M.

Merica was great!! Even when she was on Christmas vacation with family, she answered her phone, did what she said she would do, and we got to the closing table, which is what makes everyone happy.

—Eileen Turner

VIDEOS

Watch these videos to learn more about your loan.

Fast Service

Can You Relate? Fast Service

How To Buy A House

How To Buy A House: What You Need To Do First

Performance - My Mortgage: Mobile App for Borrowers

Performance - My Mortgage: Mobile for Borrowers