Michael A. Lara

Senior Loan Officer
NMLS # 177616
State Lic AZ #LO-0917246
2017120_michael_lara_Michael Lara
Michael Lara is a Sr.Mortgage Consultant with Academy Mortgage Corporation and has over 12 years of mortgage banking and finance experience. Originally from the foothills of Los Gatos, California, Michael has developed a sense of customer service that takes pride in exceeding the expectations of his clientele. With use of cutting-edge technology and a commitment to excellence he is able to close mortgages more efficiently and at a lower cost than his competitors.
Michael holds a Blue Ribbon as an affilate of SEVRAR, is the host of the monthly SEVRAR/WCR After Hours Networking Event, a member of ABA, BNI, and HAREP. During his free time he coaches youth basketball at the Chandler YMCA and volunteers for the Pat Tillman Foundation.
Consider Michael Lara and Academy Mortgage for your next mortgage.

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Fast and great

—Bret Kalmbach

I was very impressed through out my whole transaction until the last week. I felt we got to underwriting last minute even though we had been through inspections and the appraisal process with plenty of time. It felt like all of us were scrambling to close on time. Now I don't point fingers and I know how Clients can be slow to deliver documents for underwriting, and how third parties can slow the process down and we moved the close date to the day after a holiday weekend. All factors considered we closed on time! It was smooth until the end and even then all of us worked together to complete the process.

—Chris Reece - Realtor

The experience and expertise that Michael Lara and his team provided was A class I would recommend them to any one I know that is looking to purchase a home. The entire process was very smooth. Great job.

—Sharon Overton

The communication between Michael and Jack was outstanding. Every time my husband and I had questions, our phone calls and emails were returned the same day. We really enjoyed working with them and wished we had known about them during the purchase of our past homes.

—Alana Mohr

Excellent service. These guys made the whole process pretty easy :) Did pretty much everything by email.

—Stephen Dison

Academy mortgage is definitely one of the best mortgage company around. I have not heard of them at first but they promote and carry themselves in a professional manner that I couldn't pass up. They are quick precise and easy to work with and most of all truthful. I'm glad I chose Academy mortgage to refi my home, and will be recommending to others.

—Brail Lipford

Michael Lara is always available to answer any questions I have and to assist my client immediately. He has a great can do attitude and I know my clients are being provided excellent service.


After a big bank missed our closing date, Jonathan Garcia with Academy Mortgage stepped in and helped us save the deal for a house my wife and I really wanted. Jonathan along with the rest of the Academy Mortgage Staff provided prompt service that allowed us to switch lenders and close within 3 weeks. I cannot stress enough the importance of selecting a local lender with an in-house underwriter. I wish we would have gone with Academy Mortgage in the first place.

—Stephen White

The process is painful but your staff made it much easier to deal with. Great Job!!

—James Candelaria

Very friendly and professional! Always kept me informed what was going on in the process. I will let everyone I know to go through them!

—Kathleen Marie Reinke

You guys are awesome.

—Marie Clark


—Steven Dahl

Very informed group of professionals that go the "extra mile" for their clients. Thanks to Greg Lira, was offered what I needed and helped through the process .. Thanks to all involved..

—Virginia Dennison

Our loan officer, Michael Lara, was extremely quick in returning calls and emails, even at unusual hours and always had the answers we were looking for.

—Ethan McQuown

Michael and his team were able close my loan in less than 30 days. I know the pressure was there but they did everything needed to make it happen.

—Mark Gregor

Michael is a great person I'm happy I will recommenced him and Academy to any body thank you.

—Joe Marquez

Michael does what he says he will do. His team is great.

—Kevin Mohatt - Realtor

Jonathan Garcia has been a tremendous asset to my business! His experience in the industry and having the right attitude make it easy for me to recommend all my potential clients to him. I look forward to working with on all my projects!

—Manuel Frklich

I liked working with Michael Lara very much. I wouldn't have a problem recommending him again in the future. It was a very pleasant experience!

—Irma Rascon - Realtor

They were nice and very helpful. Always willing to answer my questions quickly. For a first timer, I had a ton of questions.

—Samuel J Holub

Great all around!

—Roger Hallett

At the very beginning of this relationship there was a big misunderstanding about timing and communication! That was not only rectified in a professional and accomodating manner, but made perfectly clear would never happen again! Going forward Michael and his staff were the most courteous, attentive and professional group of people I have ever had the pleasure to work with. I was never out of the loop, and received replies to all of my enquiries in a timely manner. After communicating the timing and nature of my experience with Acadamy Mortgage with my family and friends, to a person each of them regarded it as the best scenario and experience that any of them had ever heard of in reference to starting, executing, and closing a mortgage! I would recommend Michael Lara and his staff to anyone who would listen! Not only are they my first choice for mortgage services, they are on the short list of professionals that will be invited to my families first house warming event! Thank you so much for my dream home and the stress free manner in which you brought it to me! Jesse & April Stewart

—Jesse & April Stewart

Jack and greg were great

—Cody Wayne Clark

New to real estate, it is refreshing to find people who really make a difference in your everyday operations, people you can rely on and trust to be there for you every step of the process. Thanks you Michael, Jack and your team! I appreciate all that you do for me.

—Marsha Lister - Realtor

Jack,Greg and Micheal took time to answer all my questions .pleasure to have your help in financing.

—Ancy Thomas

Great ability to communicate with buyers and agents alike.

—Carolyn Glass - Realtor

Michael is a great person I'm happy I will recommend him and Academy to any body thank you.

—Joe Marquez

The experience and expertise that Michael Lara and his team provided was A class I would recommend them to any one I know that is looking to purchase a home. The entire process was very smooth. Great job.

—Sharon Overton

They were the Bomb! All our questions not only answered but carefully explained. They never left us "hanging"

—Flora Rosell

Just continue to be awesome!

—Kim Bailey - Realtor

Michael Lara and his team are professional, honest and go the extra mile to make sure you are informed throughout the process from beginning to end.

—Kathrine Martinez

I mainly worked with Micheal and Jack from Academy and as a first time home buyer they were always ready to answer any questions I had, and answered them as quick as possible, buying a house is stressful but my team at Academy made it possible for me to sleep easy at night and made sure everything was going to fall in place and sure enough it did.

—Anthony Kvasnikov

Michael and his team made my home buying experience great! Everything went smoothly and quick. Anytime I had a question regarding any of the paperwork, I called the office and was always able to speak with someone who was professional and helpful. I was always updated on my loan process and even received helpful videos to explain where I was at in the process. The customer service he and his team offer is amazing!

—Michele Vargas

It was easy simple and fast.

—Eduardo Moran Miranda

Jack did a great job making sure our loan was moving along in the process...very helpful!

—Paul J. Madonia, Jr.

Everyone I spoke with was very nice and explained the process well.

—Kirsten Peters

My loan process was a painless experience from start to finish. Couldn't have asked for a better team. Everything done from the comfort of my home. Michael is an excellent team leader and kept me up to date thru out the whole process and made things happen. Couldn't be more pleased.

—Merlen Rollins

The communication is great and the videos throughout the process letting the client know what stage we are at were so clever (and informative)! Michael Lara's team did a great job from beginning to end with my buyer. He was introduced to the buyer months ago, stayed in contact with him while he fixed his credit, and then notified me when he was ready to buy. Throughout the entire transaction the communication was on point and the buyer was fully informed of what was going on at all times. We closed on time and everyone was happy...that is, after-all, the goal!

—Megan Schaff - Realtor