Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Michael Christian

Mortgage Loan Specialist
NMLS # 288048
State Lic UT #6608929
2017126_mike_christian_New 2017 Mike Solo Pic


10542 South Jordan Gateway
Suite 110
South Jordan, UT 84095
Direct: (801) 312-9427
Branch: (801) 870-9669
Fax number: (801) 937-9016

Michael Christian has quickly become one of the Salt Lake Valley's top mortgage originators since entering the industry in 2007. Michael has consistently come through for his clients even through the toughest of circumstances. His persistence is matched only by his sense of personal honesty and understanding for the needs of his clients'.

Michael has been recognized by many for his accomplishments, earning such awards as the Presidents Club Award, Certificate of Excellence, several monthly "Top Producer" awards, as well as several Million Dollar Club awards.

Michael is a highly recommend mortgage officer who's topnotch reputation has traveled from the outskirts of Brigham City to the most southern region of St. George where he is affectionately refer by some as Miracle Mortgage Mike.
It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Wonderful help with improving credit score to get in a position to buy a home! Wonderful speed of service! Thank you!

—Spencer Laurence Cooper

The team I worked with at Academy handled my very complicated case extremely well. They put in a significant amount of work into helping me get into my home and I could not have done it with out them.

—Alex Morgan


Watch these videos to learn more about your loan.

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Performance - My Mortgage: Mobile for Borrowers