Michael McDowell

Loan Officer
NMLS # 1504673
State Lic AZ #LO-0936942
201914_mike_mcdowell_Mikes pro headshot small

I am proud to be a part of the Academy Mortgage team here at the Phoenix Northwest branch! I believe in providing personal and professional customer service with the highest levels of integrity and respect.

I grew up in Southern Illinois and lived for a few years in the St.Louis area. I moved to Arizona in 1999. I spent many successful years in sales in the pharmaceutical industry. I have found the skills I obtained there transfer very nicely to serving customers and partners in the mortgage lending arena. I have a wonderful wife (Ronda), two outstanding grown children (Emily and Brandon), and 2 fun loving grandchildren. (Mason and Ellie Mae). I enjoy biking, hiking, traveling, and most all kinds of sports. (especially baseball. )

I believe in bringing real value to people I work with the highest standards of integrity, and providing valuable options and solutions to their lending needs with their best interests in mind. I believe this because people want to work with someone who is knowledgeable, competent, and caring and able to provide personal and excellent customer service (before, during, and after the transaction). Because of this belief, I work closely with each customer to give them a personalized analysis of their loan options and remain readily available to answer any questions or concerns they might have during the entire loan process.

It is my goal to provide them with a 5 Star Customer Experience!

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page

Mr. McDowell was very great and help me accomplish my all-time goal. He contacted me whenever there was an issue and we were able to overcome anything that came our way he was very good with communicating!

—Angelina Parra