Mike DiGilio

Branch Manager, Producing
NMLS # 144808
State Lic PA #26168, NJ #0505775
2018112_mike_digilio_Mike DiGilio-Edit2

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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The loan experience was great. Mike digillio and his team was awesome threw the whole thing. I would recommend academy and Mike and his team to everybody for any of there mortgage needs. We couldn't be happier. Thanks again Mike digilio

—William sweet

The whole Academy team was great, always available, always curtious and always on time with document deadlines. Thank you all for such an easy and smooth transaction

—Bonnie Jochim

Everyone was very responsive and great to work with. Positive experience.

—James Albi

Smooth process!

—Sarah LoGiudice

Very easy to work with, few (if any) surprises. A nice surprise after hearing anecdotes about how trying to secure a mortgage can be with other companies.

—David L Schectman

Mike and Cassandra are a power team and they do not miss a beat! My clients are incredibly grateful for their proffessionalism and prompt responses! Thank you for being such an amazing part of my team!

—Raffaellina Merlino

Mike was great considering the deal had it's problems.

—Kelly Monk

I've worked with Mike DiGilio in the past and he is a pleasure to work with. He's able to explain complex information clearly, and answered all of my questions. He enjoys his work and it makes it extremely easy to work with him and his team.

—Victor Germanis


—John McDonald

Great experience!

—Melody Harris

Mike DiGilio's team was great! Solid communication and got everything prepared on time even when I asked for a quick turn around on a pre-approval.

—Nathanael Koelper

Working with Mike and his team is always enjoyable. They keep you in the loop and aways let you know where we are in the mortgage process. There are never any surprises.

—B rian Yoak

Mike DiGilio went above and beyond to meet my needs. Not only did I receive guidance to ensure a susccessful process but I also received guidance to protect my finances and improve my credit. The team was effective in ensuring that all documents were submitted on time. Any negotiations needed were done on a timely manner. Indeed my loan experience was a success and I owe it to Mike DiGilio and his team. My dream home is a reality thanks to such an amazing team.

—Janice Muniz