Mike Lipinski

Loan Officer
NMLS # 47260
State Lic ID #MLO-2483
With my 14+ years of experience, I have helped many people, like yourself, make their home buying dreams a reality. I will make every effort to provide you with a closing that is pleasant and uneventful. Please contact me if you have any questions. Whether the questions are simple or complex, it does not matter. My time is yours and I look forward to giving you the best possible home financing experience. Thank you.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Mike Lipinski was great to work with. He kept us informed every step of the way. The process was efficient, painless, and straightforward. Thanks Mike!!

—John Hargraves

Mike went far above and beyond what I expected from a mortgage associate, he took time almost every day during this 4 month process to walk me thru the process and to update me on developments. I can say I am truly impressed by his dedication, flexibility and devotion to getting this deal done. I always felt like I could reach out to him. It truly felt like we were involved in a business partnership.

—William Horvath

Mike Lipinski was amazing to work with. He made us feel completely confident and comfortable with the process. We highly recommend Academy

—Christopher Munoz

I have used Mike and Georgea Lipinski for over 10 years. I follow them to what ever company they work at. Its more them than the company.


Everything went very smooth. The process was fast. Mike Lipinski was great to work with. Seemed to have a great understanding of the entire process, not just the loan side of it. Answered all my questions quickly. I knew I could call him whenever if I needed anything. Couldn't have asked for anyone better to work with. Thank you Mike.

—Jeffrey Tanner Anderson

December 2016 We had a great experience! When we decided to refinance our home we knew we would be returning customers to Mike at Academy Mortgage. He always answered all our questions and concerns timely and always made sure his answers were correct. Our refinance went smoothly. We would definitely recommend him to any friends and family looking to buy or refinance a home.

—Rosalind Lupercio

Went very well. Mike and Georgea, I believe, went the full distance and beyond to make everything go as well as it could for us. I have already recommended Academy Mortgage to a fellow employee where I work.

—Cameron Garcia

Speed and efficiency in the loan experience. Mike and Georgea are professional in their line of work yet gracious, personable and trustworthy. Communication is key. Appreciate being kept informed of the progress by phone or email. Projected a realistic timeline that was spot on! Great working with you! Thank you!


Mike Lipinski was professional and effective in every way. I was confident in his recommendations and judgment. I can't say enough about his level of service.

—Keith Harvey

We have used Mike Lipinski in the past for home loans and have referred family and friends to him as he does a great job and brings enthusiasm to the buying a home process! We know that we are in good hands with Mike Lipinski!

—Cathleen MacDonald

Everyone was very helpful throughout the whole process.

—Paul Shelton

We worked with Mike Lipinski who was awesome. He made the loan process a easy, informative and fast. He helped us get flood insurance when my home insurer wouldn't accept the flood certificate and wanted us to hire a contractor do one, which can cost up to $2000.00.

—Kenneth Fremont

Mike and Georgia Lipinski are great to work with! Couldn't have gone more smoothly!

—James Joyce

Our experience with Academy Mortgage was wonderful. Mike more than kept all of his promises and we will definitely recommend this company to our friends and family for all their mortgage needs. Thanks again!

—John Getz

Smooth transaction, organized, friendly and knowledgeable staff.

—Shannon Stewart

November 2016 Mike was very helpful through the whole process and was always available, even during days off. Transaction was very smooth and had a very good experience overall.

—Derek Hopson