Mike Wilbur

Branch Manager, Producing
NMLS # 69690
State Lic WA #MLO-69690, OR #69690, ID #MLO-19245
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It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage

Working with Mike and Kristen was an enjoyable experience from start to finish! It can be intimidating to apply for a loan, but Mike made me feel comfortable and at ease from our first meeting. I will highly recommend him to family and friends that are shopping for a home loan.

—Valerie Six

Whether your life is all together or spiraling out of control, Academy Mortage is just a phone call away ready and able to put your mind at ease. Nothing but applause for Mike and Kristen from the Academy Mortgage team as they supported and guided me through every step of the home buying process so I could make the best decisions for my family.

—Gregory Scott

Mike and Kristina did an excellent job on our loan and making it a smooth process. We were fully aware at all times the status and the loan was approved 2 weeks ahead of closing. Mike is a real pro and knows how to take the anxiety out of getting a home laon.

—Kurt R Koehnke

We had a great experience with Academy. The people we worked with were awesome and answered our questions as quickly as possible.

—Matthew Akins