13016 https://academymortgage.com/about-us/team/monica-bowman/detail
Monica Bowman

Monica Bowman

Senior Loan Officer
NMLS #230667

1500 41st Ave. 100, Capitola, CA 95010

I am licensed in: CA #CA-DOC230667

Welcome! It is my mission to carefully guide you through the entire home loan process. Together we will make decisions that meet your short term and long term financial needs. You will be confident as you make choices about the many financial options available. My dedicated team and I are committed.....

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Stop believing these mortgage myths

Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

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What your neighbors are saying about Monica Bowman

“Monica was easy to talk to, clear when I needed clear, and up for answering whatever question I had even if it wasn’t quite her department. A pleasure to work with.”

Michael M.
Scotts Valley, CA

“She is always on it, explains everything perfectly, always responds on time and has amazing integrity and is amazing working with first time buyers as well as experienced Buyer's.
She is the best!”

Alma donato .
Scotts Valley, CA

“Monica always made me feel safe in any step of the process, she always kept me update and informed of everything. I completely trusted her and the result was over my expectations!
I will always speak with her for any advice I will need in the future.”

Marco P.
Santa Cruz, CA

“Monica is amazing to work with and on top of being an amazing lender she is an amazing person as well.

All your clients and partners are lucky to have you, have an amazing week ahead ??”

Mario desantis .
Santa Cruz, CA

“Monica and her team were amazing. On top of of everything and very patient with me as it took me longer than I would have liked to get some of the documentation together. I would not hesitate to work with Monica and her team again.”

Aaron M.
Boulder Creek, CA

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I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.

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