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Your local mortgage expert

Loan Officer
Jonathan Smith
Loan Officer NMLS #1646895
Visit Site
Not who you are looking for?
13016 https://academymortgage.com/about-us/team/monica-bowman/detail
Monica Bowman

Monica Bowman

Sales Manager, Producing
 NMLS #230667

1500 41st Ave. 100, Capitola, CA 95010

Direct (831) 818-2435
[email protected]
I am licensed in: CA #CA-DOC230667

Welcome! It is my mission to carefully guide you through the entire home loan process. Together we will make decisions that meet your short term and long term financial needs. You will be confident as you make choices about the many financial options available. My dedicated team and I are committed.....

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Stop believing these mortgage myths

Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

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What your neighbors are saying about Monica Bowman

“I appreciate so much the dedicated and tireless energy Monica put into making this happen for me!!”

James H.
Boulder Creek, CA
11/21/2023

“Amazing care and thoughtfulness which made the first time home buying experience a lot less daunting!”

Florian K.
Scotts Valley, CA
11/11/2023

“Monica is extremely responsive and did an amazing job guiding us through the process and helping manage the roadblocks!”

Aisling C.
Santa Cruz, CA
11/08/2023

“Monica is beyond helpful! Persona finance advisor, real estate advisor, marriage counselor! So so helpful I’m grateful that she always has my best interest at heart.”

Shauna R.
Ben Lomond, CA
10/27/2023

“Monica is amazing to work with , her communication skills, and setting expectations is fantastic . I would recommend her whole heartedly.”

Leyla alhosseini %ReviewerLastName%
San Francisco, CA
09/11/2023

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