1500 41st Ave. 100, Capitola, CA 95010
Welcome! It is my mission to carefully guide you through the entire home loan process. Together we will make decisions that meet your short term and long term financial needs. You will be confident as you make choices about the many financial options available. My dedicated team and I are committed.....
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What your neighbors are saying about Monica Bowman
“Monica took great care in showing us all the ins and outs of the process. She was very professional and creative through out the process. Besides the last minute unexpected 5k that was needed, I am very happy with the experience.”
“Monica is amazing! She handled a very delicate transaction with grace, professionalism, patients and kindness. My clients were incredibly grateful to have her on our team as was I! Looking forward to our next one together!”
“Awesome communicator and super fast!”
“Monica is wonderful. She helped.us the whole way through a very complex process and got us a great rate in challenging times.
“Monica is great that her job she is on it and very determined to make the home purchase possible, working together with realtor. Thanks Monica again for all your hard work and helping us with the home loan.”
The strength and stability of a national lender
Featured Loan Programs
For every unique situation, we offer a tailored solution
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Let's work together
I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.