
Monica Bowman
1500 41st Ave. 100 Capitola, CA 95010
Welcome! It is my mission to carefully guide you through the entire home loan process. Together we will make decisions that meet your short term and long term financial needs. You will be confident as you make choices about the many financial options available. My dedicated team and I are committed.....
Stop believing these mortgage myths
Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

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How much should you have in your emergency fund?
What’s in your emergency fund? Here’s how much financial experts say you need to stay afloat.

9 time-saving tools for real estate agents
Work smarter, not harder? These user-friendly tools for real estate agents make it possible.

Let's work together
I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.