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Morgan Woolf
Loan Officer NMLS# 1834065
3 Aiken Place, Rutland, VT 05701
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About Me
My name is Morgan Woolf and I live in Rutland, VT. I am in my fifth year in the mortgage industry. I get a thrill out of helping folks find the right program for their mortgage needs! When I am not working you will find me hanging out with my family and dogs, reading or playing golf! I am a big foodie, an avid traveler and a proud Vermonter!
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Testimonials
Morgan is insanely responsive and on top of every moving piece during a complicated process by nature. I could not recommend her more. My wife and I had negative experiences with other organizations and slow response times. Morgan blew them out of the water and made our first home buying process a dream. I couldnt recommend her more!
Morgan was amazing!! As first time homebuyers, we went into this process as prepared as possible, but still had PLENTY of questions and concerns. Morgan was knowledgeable, extremely quick to respond to any and all questions we had, and super friendly along the way. We were SO lucky to work with her and her team and would recommend to anyone in a heartbeat!
Morgan is professional, friendly, and supportive. She answered all of my questions and directed me to all the resources I needed to apply for my first ever home loan! I highly recommend using her services if you are looking for starting the home loan process.
Morgan answered all my questions and helped me with the loan process. She was very fast at responding to my emails or messages. She was kind and patient with me as it was my first time buying a house. I will recommend Morgan to everyone and anyone looking for a loan officer.
Morgan was always polite, friendly, and quick to answer any and all questions! I have already added her to the top of my list of recommended lenders for my clients!
Morgan was always polite, friendly, and quick to answer any and all questions! I have already added her to the top of my list of recommended lenders for my clients!
NMLS ID #1834065
I am authorized to do business in the state of Vermont.