Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Morgan Hagaman

Loan Officer
NMLS # 243821
State Lic AZ #LO-0912278
2014212_morgan_hagaman_Morgan Head Photo

It’s all about service at Academy Mortgage, and our company has been meeting the needs of home-buyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of home-ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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There were not many choices on the market but Morgan helped me find just the right home in my budget and with just the right financing options. Morgan also helped me line up my utilities and procure appliances. A couple of little problems came up along the way that he smoothed over and closing went quickly and conveniently.

—Richard Petzoldt

Morgan and his whole team were exceptional to work with. We really appreciated how straightforward Morgan was with helping us select our loan and close our deal. I wanted to work with someone local so they would have us on the inside track and Morgan definitely did that for us. I also enjoyed the updates customized to our family thank you for everything.

—Jeffrey Hachey

Very experienced and knew how to get it done. Everyone from sellers agent, sellers and buyers all praised me for bringing on Morgan to help with what we thought was originally a hopeless project.

—Brandon Richards - Realtor

Would highly recommend Morgan, very professional.

—William Coverdale

Morgan was great, very helpful!

—Michael Rael

Morgan was great. He was available to answer my questions and was instrumental in getting the loan processed quickly.

—Regina Johnson

Everyone from sellers agent, sellers and buyers all praised me for bringing on Morgan to help with what we thought was originally a hopeless project. [He was] very experienced and knew how to get it done.

—Brandon Richards - Realtor


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage