Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Natalie Thomas

Loan Officer
NMLS # 185453
State Lic CO #100019670

Natalie is a 3rd generation Fort Collins Native, may have been destined to the mortgage business by taking that first loan processing position shortly after graduating with a Bachelor of Arts degree from the University of New Mexico. Natalie’s Mother and Mother-in-Law were both 25+ year Mortgage Loan Officer veterans and she learned very early on that hard work, attention to detail, and providing your clients with excellent customer service were all keys to a successful loan transaction.

Natalie started from the ground up in the mortgage industry, first as a Loan Processor; then as a Mortgage Originator for a national new construction builder for 9 years where she was licensed in 13 states; to working in a prominent national Bank as the sole mortgage provider in one of the busiest branches in Colorado.

Natalie’s determination, extensive experience and well rounded knowledge of mortgage lending have helped her earn tremendous accolades since 2000. “Employee of the year, President’s Club, Top Gun and National Achiever” are all designations that Natalie has received for her exemplary skills as a Mortgage Loan Officer and her commitment to customer service.

A Message from Natalie:
My primary responsibility as your Loan Officer is to make sure that you are prepared for the mortgage process. Preparation includes making loan recommendations that suit your needs now and/or in the future depending on your goals; preparing you with a preapproval vs a prequalification; and ultimately guiding you thru the loan process from start to finish. The early years in my career I spent as a Loan Processor working with underwriters, closers, and appraisers that shaped the conscientious, diligent, and communicative Loan Officer I am today. I understand the full inner workings on a loan from an operations stand point to get a Buyer, Seller, and their Real Estate Agents to the closing table smoothly and efficiently.
I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools. It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I also understand that time is of the essence when looking to place an offer on a home therefore I make myself available and invite you to contact me after hours and on the weekends.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


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