Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Natalie Thomas

Loan Officer
NMLS # 185453
State Lic CO #100019670
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Welcome!

Natalie is a 3rd generation Fort Collins Native, may have been destined to the mortgage business by taking that first loan processing position shortly after graduating with a Bachelor of Arts degree from the University of New Mexico. Natalie’s Mother and Mother-in-Law were both 25+ year Mortgage Loan Officer veterans and she learned very early on that hard work, attention to detail, and providing your clients with excellent customer service were all keys to a successful loan transaction.

Natalie started from the ground up in the mortgage industry, first as a Loan Processor; then as a Mortgage Originator for a national new construction builder for 9 years where she was licensed in 13 states; to working in a prominent national Bank as the sole mortgage provider in one of the busiest branches in Colorado.

Natalie’s determination, extensive experience and well rounded knowledge of mortgage lending have helped her earn tremendous accolades since 2000. “Employee of the year, President’s Club, Top Gun and National Achiever” are all designations that Natalie has received for her exemplary skills as a Mortgage Loan Officer and her commitment to customer service.

A Message from Natalie:
My primary responsibility as your Loan Officer is to make sure that you are prepared for the mortgage process. Preparation includes making loan recommendations that suit your needs now and/or in the future depending on your goals; preparing you with a preapproval vs a prequalification; and ultimately guiding you thru the loan process from start to finish. The early years in my career I spent as a Loan Processor working with underwriters, closers, and appraisers that shaped the conscientious, diligent, and communicative Loan Officer I am today. I understand the full inner workings on a loan from an operations stand point to get a Buyer, Seller, and their Real Estate Agents to the closing table smoothly and efficiently.
I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools. It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I also understand that time is of the essence when looking to place an offer on a home therefore I make myself available and invite you to contact me after hours and on the weekends.

Home Mortgage Tools

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How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

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How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

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How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

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How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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They were amazing took care of everything and made sure everything was understood

—Christian Smith

Natalie Thomas, my loan officer, was amazing throughout this process! Her level of knowledge and expertise was such an asset. Due to being self-employed for only a couple of years, I wasn’t sure I could qualify for a loan, but she made it all happen. Friendly, personable, but also so professional. On top of that, we closed early! I never thought I would be excited about this part of the house buying process. I will only use Academy Mortgage in the future!

—Nichole Laliberte

—Dae Butler

I cant imagine any better of a loan experience than Natalie and her team.

—Alex Gilbert

Natalie was always ahead of the game in communication which in my opinion is the crucial element when clients are financing for a home purchase

—Sarah Tyler

This is the third time working with Natalie on mortgage financing and we have built a "Trust" relationship. I was looking into refinancing with other lenders with lower rates but the "Trust" factor wasn't there. When Natalie contacted us, I didn't hesitate to jump on-board because of our previous dealings with her. She is a competent professional who makes the process easy and seamless.

—Steven Lawrence Votaw

Natalie and Sandy have been great. They are always very available, communicative and honest about the process. I love working with Natalie and her team!

—Sarah Tyler

Natalie Thomas was the absolute best. She did a job no one else said they could do.

—Cherise Carruth

I was a first time homebuyer and had no idea how the process worked. Natalie was absolutely wonderful- she explained everything to me, was timely and clear in her communication, and was so patient and knowledgeable! Additionally, she went out of her way to call the seller’s agent and share pertinent info. I think this gave me a leg up in a competitive market.

—Catie Cramer

Academy made this such a positive experience! It could have been SO hard doing everything across the country, but Natalie and her team were AMAZING and took all of the stress and anxiety out of the equation. They did everything they could to accommodate the needs of this transaction even though there were special stipulations with the city and the property. It was really a good experience!

—Elizabeth Pond

Natalie Thomas was exceptionally great to work with during my mortgage lending process. Fast pre-approval, thorough handling of all potential roadblocks, dynamic customer service and excellent timely communication made the entire experience enjoyable and seamless.

—Laura Marker

I always appreciate lenders who can get us to the closing table with no surprises at the end!

—JoAnn Caddoo

—Sarah Tyler

—Natalee

Great customer service!

—Susana Vargas

Natalie was exceptional she made the whole process seamless, she willingly took every question I asked and patiently responded.

—Adam Ashby

It was great, it was a great experience!

—Brandon Davis

It was a great transaction from beginning to end. There was fantastic communication, and everything happened on time or early.

—Jace Thorpe

Explains the process, loan options, incentives, expectations and all parts of the lending process. Natalie is a great team member for me...love working with her!

—Lisa Young

—Emily Bradbury

—Kelley Young

It was great, it was a great experience!

—Brandon Davis

—Britta Wohlfahrt

Natalie Thomas was exceptionally great to work with during my mortgage lending process. Fast pre-approval, thorough handling of all potential roadblocks, dynamic customer service and excellent timely communication made the entire experience enjoyable and seamless.

—Laura Marker

—Dae Butler

Natalie made a seemingly daunting task a very seemless experience! She provided everything we needed and more and was so quick to answer questions we had and explain them well.

—Stephenie Hobson

Natalie was awesome! The communication, the drive and the compassion she held throughout the process was outstanding! As first time homebuyers, she made the process as painless as she could! Couldn’t have asked for a better person to work with!

—Christian Miller

—Aaron Blacksten

Natalie Thomas was on top of things, every step of the way. Her communications to us were very timely and complete. She explained everything to us and answered all our questions. She was a delight to work with and we would recommend her to any of our friends. Thank you Natalie!

—Joy and George Sandford

—Rose Merkey

Natalie was great, she made sure I had several contacts in case she was out of the office.

—Meighen MacGregor

This is the third loan we have completed with Academy Mortgage and Natalie Thomas. She is professional and thorough.

—Tracy Post

Natalie Thomas went above and beyond our expectations. We started off the process with a preferred lender that eventually dropped us due to Covid. We were put in contact with Natalie who got our loan in, processed, and final within 3 weeks! I couldn’t be more satisfied with everything she’s done for us. I will recommenced all of our friends! Thank you again so much! We wouldn’t have our home without Academy Mortgage and specifically Natalie Thomas!

—Morgan Deschamps

Natalie was exceptional she made the whole process seamless, she willingly took every question I asked and patiently responded.

—Adam Ashby

—JoAnn Caddoo

Natalie was very informative through the whole process.

—Pam Case

Natalie Thomas was wonderful! Always responsive, clear, friendly and helpful.

—Carol Finger

One of the big reasons I chose Academy in the first place was b/c of how comfortable I felt talking with Natalie about the loan process. I really felt she went above and beyond by responding to texts and emails at all hours of the day, and even going out of her way to get me reimbursed when an added cost popped up from the title company.

—Andrew Mank

Natalie was great to work with easy to communicate what was needed and was ahead of deadlines

—Berl Biddle

Natalie was fantastic! She helped me with my initial financing three years ago and was amazing. She walked me through the steps (I was a first time home buyer) and had so much patience. This round, she was just as great-communicative, patient, and quick to respond with clear and concise answers. I will always use Natalie for my financing needs!

—Allyson West

Mine was a difficult loan to work and Natalie and academy mortgage did an awesome job!

—Robert Cotten

All the staff were pleasant and a joy to work with.

—John Lucardie

Natalie and Sandy have been great. They are always very available, communicative and honest about the process. I love working with Natalie and her team!

—Sarah Tyler

I think Natalie did a wonderful job. I appreciated her willing to take my calls at all hours of the day and answering texts msg late in the evening. She was great to work with.

—Elona Mavashev

Natalie was on top of the transaction throughout the whole process!

—Ryan Magnus

Natalie was great at explaining everything and making sure we knew exactly what was going on

—Paul Painter

Great customer service!

—Susanna

Natalie was a dream to work with. So easy going and quick to respond. I highly recommend Academy and Natalie.

—Allyson Duncan

—Kristapher Abels

Natalie was wonderful. Not just easy to get along with, she went above and beyond with me being deployed in Afghanistan while trying to get a home for my family. Despite the time difference, she made the process fairly easy on me.

—Rebecca Grisham

Natalie was incredibly helpful, thorough, knowledgeable, and efficient. She took time to answer all our questions and walk us through the process step by step.

—Lindsey Matkin

My experience with Academy Mortgage was incredible. I worked primarily with Natalie. She was so thorough and kind. I would highly recommend her to anyone looking to get into the home buying process

—Chad Young

Natalie was great at explaining everything and making sure we knew exactly what was going on

—Paul Painter

We worked with Natalie Thomas and Academy Mortgage for a home mortgage. Working with Natalie was such a great experience. She was on top of everything from start to finish. She communicated with us every step of the way. If your looking for a loan officer I would definitely recommend Natalie you won't be disappointed.

—Deanna Ruder

Working with Natalie was amazing! She went over so many different mortgage options with us and always took the time to answer any questions we had. She is responsive, professional, and always kept us updated. Our loan closed quickly and even earlier than we expected. The entire process was easy and done almost entirely online! I can't thank Natalie and Academy enough.

—Rachel Cleveland

VIDEOS

Watch these videos to learn more about your loan.

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