Neil Cator

Loan Officer
NMLS # 222179
State Lic UT #5488937


My name is Neil Cator. I've been originating mortgages in Salt Lake City for 20 years. Your home loan is most likely the biggest investment in your life!

With my history of the local market, multiple referral sources and professional expertise, I will work with you to match the most logical mortgage program to meet your specific needs. We will go over all your alternatives to ultimately meet your long and short term goals. Integrity and honesty is what I've built my reputation on and I look forward to providing that to you.

Why Academy Mortgage Corp?

We ARE the lender. Your loan will be originated, processed and underwritten in my office. Your loan status is just a phone call away. With all of the tremendous changes in the mortgage industry recently, it's crucial to work with an organization that is up to date, efficient, professional and accountable. We provide FHA, VA, Utah Housing, Conventional andUSDA/Rural Housing loans. We provide solutions that meet the needs of our clients whlie making the process as efficient and stress free as possible.

Call or email me today and let's get started!


cell 801.554.5462

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page