Oscar Segura

Senior Loan Officer
NMLS # 290358
State Lic CA #CA-DOC290358
2019123_oscar_segura_pic for cards
Se habla español.

I have been a mortgage originator since July 2001, after retiring from the corporate world. In that time, I have truly enjoyed seeing the happy faces of hundreds, if not thousands, of borrowers that I have informed, “You are qualified to purchase your new home.” For many, it has been their first home. Then, time and again, many have sought me out to refinance their homes so they can help their children attend college. Others have reached to me for their second, or third purchase.

I help conduct First Time Homebuyer presentations with several of my business development partners- realtors, insurance agents, financial planners, etc. It makes it very rewarding to assist many that have attended the presentations, especially those that I ended up taking time to help them repair their credit issues that, previously, did not allow them to.

Much of my time away from the lending world is spent officiating high school and college softball and volleyball. I have worked several junior college state championship playoff matches. I am very fortunate to have officiated four (4) men’s national fast pitch softball championships and a college regional and super regional championship for softball. I am hoping to umpire a college softball national championship before I retire as I am getting ready for my 30th season of college softball.

I will gladly answer any questions about the homebuying process, whether you’re refinancing, buying your first home or an investment property. Give me a call!

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Thank you Oscar for making the process quick and easy for Lisa and I. We very much appreciate your thoroughness and for accommodating our schedule. We couldn't be happier!

—Joseph A Martinez

Worked with Oscar, he was fast and efficient


First time going through this process, so I had many questions, but Oscar was able to answer all and helped me understand all info.

—Eric Rico

This is my third home I have purchased and all the other two all I did was sign and initial but this time it was different, our lender Oscar Segura explained every step and it was like buying my first home!

—Donald E Lowry Jr

Love the job Oscar did I’d do business again and recommend to friends

—Epifanio sais

i was very please with my Loan officer, i will definitely recommended him.

—Sylvia Gutierrez

Marvelous people you have.

—David Torres Ramos

Oscar is the most experienced and intelligent loan officer I’ve met. His wealth of knowledge is invaluable!

—Richard Xiong

Me and my husband had a good experience with Academy we got the help we needed to buy our first home and our loan officer was always available to answer our questions or concerns.

—Alejandrina Cortes

—Christopher renteria lopez