Pat Fitzgerald

Senior Loan Officer
NMLS # 218508
State Lic TX #218508
Pat Fitzgerald
Se habla español.


It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Along with Pat I have worked with Monica in the past and she is always friendly, knowledgeable, and helpful. Olivia Denette was also awesome in the limited interactions we had.

—Danny Herndon

Purchasing a home is a long process. There were times where frustration and stress kicked in but Academy had our backs. Especially Pat, Monica, and Melissa; a team that stood by our sides through the whole time. Pat and his team worked hard so that my family could have a place to call HOME. Thank you Academy, Pat, Monica, and Melissa. My family will always have you in our heart.

—Gena Ball

Everyone was very nice and helpful.

—Yadira Nieto

Our experience with Patrick Fitzgerald was exceptional from start to finish! He was professional, yet personally involved throughout the entire process. Thanks to his diligence, we closed on our home and moved in less than 20 days from our initial contact. EXCEPTIONAL rate and EXPEDITIOUS work ethic. I highly recommend him to anyone looking for outstanding results!

—Rhonda DiMartino