
Ray Ochoa
2525A Lebanon Pike Nashville, TN 37214
Meet Ray Ochoa
Ray is the Sales Manager and Loan Officer for Academy Mortgage Corporation in Yuma, Arizona. Ray has over 20 years of experience in mortgage lending as both a mortgage broker and as a mortgage banker. Additionally, Ray also has over 30 years of business experience in Yuma as an.....
Stop believing these mortgage myths
Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

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Should you sell or renovate your house?
Today, many homeowners are asking: Should I sell my house? Or should I stay put and renovate?

9 frequently overlooked costs of owning a house
Accounting for out-of-pocket expenses can help you feel prepared for your purchase.
How much is your home worth?
Enter an address and find out the estimated market value of your home, or a home you have your eye on.

Let's work together
I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.